50 Verified Credit Cards
Explore the credit cards currently evaluated by DhanChakshu across rewards, fees, benefits, exclusions and spending fit.
SBI
Cashback SBI
DhanChakshu Verified
Rewards:
• 5% online
• 1% offline
Valuation: Cashback ₹1=₹1
Annual Fee₹999
Fee Waiver Spend₹2,00,000
SBI
Flipkart SBI
DhanChakshu Verified
Rewards:
• 7.5% Myntra
• 5% Flipkart/Cleartrip
Valuation: Cashback ₹1=₹1
Annual Fee₹500
Fee Waiver Spend₹3,50,000
SBI
SimplyCLICK SBI
DhanChakshu Verified
Rewards:
• 10X partner online
• 5X other online
• 1X other
Valuation: RP valuation redemption-dependent
Annual Fee₹499
Fee Waiver Spend₹1,00,000
SBI
PRIME
DhanChakshu Verified
Rewards:
• 2 RP/₹100
• accelerated categories
Valuation: RP valuation redemption-dependent
Annual Fee₹2,999
Fee Waiver Spend₹3,00,000
SBI
ELITE
DhanChakshu Verified
Rewards:
• 2 RP/₹100
• 5X dining/grocery/departmental
Valuation: RP valuation redemption-dependent
Annual Fee₹4,999
Fee Waiver Spend₹10,00,000
SBI
BPCL OCTANE
DhanChakshu Verified
Rewards:
• 25X BPCL fuel/gas
• 10X dining/movie/grocery/departmental
Valuation: RP valuation redemption-dependent
Annual Fee₹1,499
Fee Waiver Spend₹2,00,000
SBI
AURUM
DhanChakshu Verified
Rewards:
• 4 ARP/₹100 non-fuel
Valuation: 1 ARP=₹0.25
Annual Fee₹9,999
Fee Waiver Spend₹12,00,000
HDFC
Infinia Metal
DhanChakshu Verified
Rewards:
• 10 RP/₹150
• SmartBuy accelerated
Valuation: Redemption-dependent
Annual Fee₹12,500
Fee Waiver Spend₹10,00,000
HDFC
Diners Black Metal
DhanChakshu Verified
Rewards:
• 10 RP/₹150
• SmartBuy accelerated
Valuation: Redemption-dependent
Annual Fee₹10,000
Fee Waiver Spend₹8,00,000
HDFC
Regalia Gold
DhanChakshu Verified
Rewards:
• 4 RP/₹150
Valuation: 1 RP=₹0.50 for SmartBuy travel; other routes differ
Annual Fee₹2,500
Fee Waiver Spend₹4,00,000
HDFC
Millennia
DhanChakshu Verified
Rewards:
• 5% selected merchants
• 1% other eligible
Valuation: 1 RP=₹1 statement cashback; ₹0.30 travel/catalogue
Annual Fee₹1,000
Fee Waiver Spend₹1,00,000
HDFC
Swiggy HDFC Black
DhanChakshu Verified
Rewards:
• Current cashback structure
Valuation: Cashback ₹1=₹1
Annual Fee₹500
Fee Waiver Spend₹2,00,000
HDFC
Swiggy HDFC Orange
DhanChakshu Verified
Rewards:
• Current cashback structure
Valuation: Cashback ₹1=₹1
Annual Fee₹500
Fee Waiver Spend₹2,00,000
HDFC
Tata Neu Infinity
DhanChakshu Verified
Rewards:
• 5% Tata
• 1.5% non-Tata
• up to 1.5% UPI
Valuation: NeuCoin value based on eligible redemption
Annual Fee₹1,499
Fee Waiver Spend₹3,00,000
HDFC
Tata Neu Plus
DhanChakshu Verified
Rewards:
• NeuCoin rewards
Valuation: NeuCoin value based on eligible redemption
Annual Fee₹499
Fee Waiver Spend₹1,00,000
HDFC
Pixel Play
DhanChakshu Verified
Rewards:
• Choice-based cashback/rewards
Valuation: Depends selected rewards
Annual Fee₹500
Fee Waiver Spend₹1,00,000
Axis
Magnus
DhanChakshu Verified
Rewards:
• 12 EDGE/₹200 up to ₹1.5L
• 35/₹200 incremental
Valuation: EDGE redemption-dependent
Annual Fee₹12,500
Fee Waiver Spend₹25,00,000
Axis
Atlas
DhanChakshu Verified
Rewards:
• 5 EDGE Miles/₹100 travel
• 2/₹100 other
Valuation: 1 EDGE Mile=₹1
Annual Fee₹5,000
Axis
Horizon
DhanChakshu Verified
Rewards:
• 5 EDGE Miles/₹100 TravelEdge/direct airline
• 2/₹100 other
Valuation: 1 EDGE Mile=₹1
Annual Fee₹3,000
Axis
ACE
DhanChakshu Verified
Rewards:
• 5% utility/DTH/mobile via GPay
• 4% Swiggy/Zomato/Ola
• 1.5% other
Valuation: Cashback ₹1=₹1
Annual Fee₹499
Axis
Airtel
DhanChakshu Verified
Rewards:
• 25% Airtel
• 10% utility via Airtel Thanks
• 10% Zomato/Blinkit/District
• 1% other
Valuation: Cashback ₹1=₹1
Annual Fee₹499
Fee Waiver Spend₹2,00,000
Axis
Flipkart
DhanChakshu Verified
Rewards:
• 7.5% Myntra
• 5% Flipkart/Cleartrip
Valuation: Cashback ₹1=₹1
Annual Fee₹500
Fee Waiver Spend₹3,50,000
Axis
Select
DhanChakshu Verified
Rewards:
• 10 EDGE/₹200
• 2X retail shopping
Valuation: EDGE redemption-dependent
Annual Fee₹3,000
Fee Waiver Spend₹8,00,000
ICICI
Amazon Pay
DhanChakshu Verified
Rewards:
• 5% Prime Amazon
• 3% non-Prime
• 2% Amazon Pay
• 1% other
Valuation: 1 point=₹1 Amazon Pay balance
Annual FeeFree
ICICI
Emeralde Private Metal
DhanChakshu Verified
Rewards:
• 6 RP/₹200 retail
Valuation: Redemption-dependent
Annual Fee₹12,499
Fee Waiver Spend₹10,00,000
ICICI
Emeralde
DhanChakshu Verified
Rewards:
• Premium rewards
Valuation: Redemption-dependent
Annual Fee₹12,000
Fee Waiver Spend₹10,00,000
ICICI
Sapphiro
DhanChakshu Verified
Rewards:
• Lifestyle/travel rewards
Valuation: Redemption-dependent
Annual Fee₹3,500
Fee Waiver Spend₹6,00,000
ICICI
Rubyx
DhanChakshu Verified
Rewards:
• Rewards on eligible spends
Valuation: Redemption-dependent
Annual Fee₹2,000
Fee Waiver Spend₹3,00,000
ICICI
Coral
DhanChakshu Verified
Rewards:
• Rewards on eligible spends
Valuation: Redemption-dependent
Annual Fee₹500
Fee Waiver Spend₹1,50,000
ICICI
HPCL Super Saver
DhanChakshu Verified
Rewards:
• Fuel-focused rewards
Valuation: Redemption-dependent
Annual Fee₹499
Fee Waiver Spend₹1,50,000
IDFC FIRST
FIRST Private
DhanChakshu Verified
Rewards:
• 10 RP/₹150 eligible
• 3 RP/₹150 rent/education
• 1 RP/₹150 insurance
Valuation: ₹1 travel / ₹0.25 other
Annual Fee₹50,000
Fee Waiver Spend₹10,00,000
IDFC FIRST
FIRST Wealth
DhanChakshu Verified
Rewards:
• 10X dining/travel/birthday
• 3X eligible
• 1X insurance/utilities/rail/FASTag
Valuation: ₹0.25/RP
Annual FeeFree
IDFC FIRST
FIRST Select
DhanChakshu Verified
Rewards:
• 10X dining/travel/birthday
• 3X eligible
• 1X insurance/utilities/rail/FASTag
Valuation: ₹0.25/RP
Annual FeeFree
IDFC FIRST
FIRST Millennia
DhanChakshu Verified
Rewards:
• 10X dining/travel/birthday
• 3X eligible
• 1X insurance/utilities/rail/FASTag
Valuation: ₹0.25/RP
Annual Fee₹199
Fee Waiver Spend₹2,00,000
IDFC FIRST
FIRST WOW
DhanChakshu Verified
Rewards:
• Up to 4X
• reward base revised to ₹200/RP
Valuation: Current redemption route to verify
Annual Fee₹750
IDFC FIRST
Ashva
DhanChakshu Verified
Rewards:
• 5X up to ₹20k
• 10X incremental
• 3X rent/education
• 1X insurance/utilities
Valuation: ₹0.40 travel / ₹0.25 other
Annual Fee₹2,999
HSBC
Live+
DhanChakshu Verified
Rewards:
• 10% dining/food/grocery/shopping/utilities capped ₹1,200/month
• 1.5% other
Valuation: Cashback ₹1=₹1
Annual Fee₹999
Fee Waiver Spend₹2,00,000
HSBC
TravelOne
DhanChakshu Verified
Rewards:
• 4 RP/₹100 travel/FX
• 2 RP/₹100 other
• 10k bonus at ₹12L
Valuation: Transfer/redemption-dependent
Annual Fee₹4,999
Fee Waiver Spend₹12,00,000
HSBC
Premier
DhanChakshu Verified
Rewards:
• 3 RP/₹100
• up to 12X travel-with-points
Valuation: 1 point=₹1 Apple; transfers vary
Annual Fee₹20,000
Amex
SmartEarn
DhanChakshu Verified
Rewards:
• 10X selected merchants
• 5X selected
• base earn
Valuation: MR redemption varies
Annual Fee₹495
Fee Waiver Spend₹40,000
Amex
Membership Rewards
DhanChakshu Verified
Rewards:
• 1 MR/₹50 eligible
• monthly bonus structure
Valuation: MR redemption varies
Annual Fee₹4,500
Fee Waiver Spend₹1,50,000
Amex
Platinum Travel
DhanChakshu Verified
Rewards:
• 1 MR/₹50 eligible
• 3X online partners
• milestones
Valuation: Platinum Travel redemption varies
Annual Fee₹5,000
AU
Zenith+
DhanChakshu Verified
Rewards:
• Premium rewards
Valuation: Redemption-dependent
Annual Fee₹4,999
Fee Waiver Spend₹8,00,000
AU
ixigo AU
DhanChakshu Verified
Rewards:
• Travel-focused rewards
Valuation: Redemption-dependent
Annual Fee₹999
Fee Waiver Spend₹1,00,000
AU
Altura Plus
DhanChakshu Verified
Rewards:
• Everyday rewards
Valuation: Redemption-dependent
Annual Fee₹499
Fee Waiver Spend₹80,000
IndusInd
EazyDiner Signature
DhanChakshu Verified
Rewards:
• Dining-focused rewards
Valuation: Redemption-dependent
Annual FeeFree
IndusInd
Legend
DhanChakshu Verified
Rewards:
• 1 RP/₹100 weekday
• 2 RP/₹100 weekend
Valuation: ₹0.75 cash value on official published rule; verify current
Annual Fee₹5,000
IndusInd
Pinnacle
DhanChakshu Verified
Rewards:
• 2.5 RP/₹100 e-commerce
• 1.5 RP/₹100 e-com travel
• 1 RP/₹100 other
Valuation: Cash/miles conversion must be verified
Annual FeeFree
Kotak
White Reserve
DhanChakshu Verified
Rewards:
• White Pass milestone value up to ₹2.5L/year
Valuation: ₹1 catalog;₹0.70 cashback
Annual Fee₹12,500
Fee Waiver Spend₹10,00,000
Kotak
Zen Signature
DhanChakshu Verified
Rewards:
• 10 Zen points/₹150 shopping
• 5/₹150 other
Valuation: Point value must be verified
Annual Fee₹1,500
Fee Waiver Spend₹1,50,000