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DhanChakshu
Aapke Paise Ke Liye Sahi Nazar
Research coverage — 9/16 categories
IndusInd

Platinum Aura Edge Credit Card

Best forGroceries & Dining
Earns4 RP/₹100 on groceries
1st Year / Joining Fee
₹0
Lifetime free
Renewal Fee
₹0
Lifetime free
Fee waiver
None
Network
Not recorded

Why this card may suit you

Based on the card's verified terms.

  • Best suited to spending on groceries and dining, where it earns 4 RP/₹100
  • No annual fee

How you earn

Reward rates at a glance — exactly as recorded for this card.

Groceries4 RP/₹100
Dining4 RP/₹100
Travel4 RP/₹100
Utilities1.4 RP/₹100
All 16 reward categories · 9 of 16 categories verified
CategoryRateCapCondition
Rent——Standard verified retail earn rate
Details
Status
Verified
Issuer note
Standard verified retail earn rate.
Education——Standard verified retail earn rate
Details
Status
Verified
Issuer note
Standard verified retail earn rate.
Insurance——Standard verified retail earn rate
Details
Status
Verified
Issuer note
Standard verified retail earn rate.
Utilities1.4 RP/₹100—Standard verified retail earn rate
Details
Status
Verified
Source
S-IND04-01
Issuer note
Standard verified retail earn rate.
FuelNo reward——
Details
Status
Verified — no reward
Issuer note
Bank-wide policy effective 01-Apr-2018: Fuel transactions do not accrue reward points. 1% fuel surcharge waiver applies.
Groceries4 RP/₹100—Standard verified retail earn rate
Details
Status
Verified
Source
S-IND04-01
Issuer note
Standard verified retail earn rate.
Dining4 RP/₹100—Standard verified retail earn rate
Details
Status
Verified
Source
S-IND04-01
Issuer note
Standard verified retail earn rate.
Food Delivery——Research pending
Details
Status
Research pending
Issuer note
No verified rule recorded for this category yet.
Shopping——Research pending
Details
Status
Research pending
Issuer note
No verified rule recorded for this category yet.
Travel4 RP/₹100—Standard verified retail earn rate
Details
Status
Verified
Source
S-IND04-01
Issuer note
Standard verified retail earn rate.
Government——Research pending
Details
Status
Research pending
Issuer note
No verified rule recorded for this category yet.
Wallet——Standard verified retail earn rate
Details
Status
Verified
Issuer note
Standard verified retail earn rate.
Railways——Research pending
Details
Status
Research pending
Issuer note
No verified rule recorded for this category yet.
FASTag——Research pending
Details
Status
Research pending
Issuer note
No verified rule recorded for this category yet.
Jewellery——Research pending
Details
Status
Research pending
Issuer note
No verified rule recorded for this category yet.
Telecom——Research pending
Details
Status
Research pending
Issuer note
No verified rule recorded for this category yet.

“—” means not established. “Research pending” is not zero: it means DhanChakshu has not finished verifying that category, so it is not counted.

Cost & caps

What it costs to hold, and where rewards stop.

1st Year / Joining Fee
₹0
Lifetime free
Renewal Fee
₹0
Lifetime free
Fee waiver
None
Reward caps
  • Travel — 10,000 RP / month (per category — Travel)

Key benefits

Rewards
4 RP/₹100 on groceries

Important to know

Limits and exclusions that change what you earn.

  • Travel rewards are capped at 10,000 RP / month (per category — Travel)
  • No reward on: Fuel
  • Research pending: Food Delivery, Shopping, Government, Railways +3 more — not counted

Who should consider this card

✓ Good fit if
  • Your spending is concentrated in groceries, dining, travel
  • You want a card with no annual fee
△ Less useful if
  • Much of your spending is in fuel, which earn nothing
Compare with another card →Read card guides →

Full details

Everything else, expanded on demand.

Caps & exclusions · 1 caps · 1 no-reward categories
Caps
  • Travel — 10,000 RP / month (per category — Travel)
Categories with no reward or not eligible
  • Fuel — No reward.
Milestones · none recorded

No milestone benefit is recorded for this card.

Eligibility

Subject to IndusInd's underwriting and eligibility criteria. See the issuer's terms for current requirements.

Specifications
  • Payment network: Not recorded
  • Airport lounge: Not recorded by DhanChakshu — check the issuer terms
  • Fuel surcharge waiver: Not recorded by DhanChakshu — check the issuer terms
  • Foreign-currency markup: Not recorded by DhanChakshu — check the issuer terms
Other categories recorded for this card
  • Online Shopping — —. Standard verified retail earn rate
  • Offline Shopping — —. Standard verified retail earn rate
  • Flights — —. Standard verified retail earn rate
  • Hotels — —. Standard verified retail earn rate
  • UPI — Not a good fit. Visa/Mastercard credit card rails unsupported for Credit on UPI per RBI/NPCI regulatory framework
  • International — —. Standard verified retail earn rate
  • EMI — —. Standard verified retail earn rate
What DhanChakshu couldn't fully verify · 11 areas

11 areas need further verification. None of these are counted as zero.

  • • Food Delivery — research pending
  • • Shopping — research pending
  • • Government — research pending
  • • Railways — research pending
  • • FASTag — research pending
  • • Jewellery — research pending
  • • Telecom — research pending
  • • Lounge benefit — not recorded; check the issuer terms
  • • Fuel surcharge waiver — not recorded; check the issuer terms
  • • Foreign-currency markup — not recorded; check the issuer terms
  • • Payment network — not recorded

Sources & verification

Verification & sources · last checked 2026-09-26

Verification coverage: 9 of 16 categories verified · 7 still being verified

Card record last checked: 2026-09-26

Documents used
Official card page (browser confirmed) · S-IND04-01 · 2026-09-26
IndusInd Bank Official Fuel Surcharge Waiver T&C · S-BW-15 · 2026-09-26
Official card page (browser confirmed) · S-IND04-03 · 2026-09-26
Platinum Aura Edge Credit CardLifetime free