Verified — 16/16 categories
CSB Bank · RuPay
Edge CSB Bank RuPay Credit Card
Best forDining & Food Delivery
Earns10 Jewels/₹100 on dining — only if chosen as your 1 booster category (else 2 Jewels/₹100)
1st Year / Joining Fee
₹0
Renewal Fee
₹0
Lifetime free
Fee waiver
None
Network
RuPay
CSB Bank
Edge CSB Bank RuPay Credit Card
RuPayWhy this card may suit you
Based on the card's verified terms.
- Best suited to spending on dining and food delivery, where it earns 10 Jewels/₹100, only if chosen as your 1 booster category (else 2 Jewels/₹100)
- No annual fee
How you earn
Reward rates at a glance — exactly as recorded for this card.
DiningOnly if chosen as your 1 booster category (else 2 Jewels/₹100)10 Jewels/₹100
Food DeliveryOnly if chosen as your 1 booster category (else 2 Jewels/₹100)10 Jewels/₹100
ShoppingOnly if chosen as your 1 booster category (else 2 Jewels/₹100)10 Jewels/₹100
TravelOnly if chosen as your 1 booster category (else 2 Jewels/₹100)10 Jewels/₹100
Education2 Jewels/₹100
All 16 reward categories · 16 of 16 categories verified
| Category | Rate | Cap | Condition |
|---|---|---|---|
| Rent | No reward | — | —Details
|
| Education | 2 Jewels/₹100 | 15,000 Jewels per statement | Base Rewards: 2.0% Jewels = 2 Jewels/₹100 (0.4% net)Details
|
| Insurance | No reward | — | —Details
|
| Utilities | No reward | — | —Details
|
| Fuel | No reward | — | —Details
|
| Groceries | 2 Jewels/₹100 | 15,000 Jewels per statement | Base Rewards: 2.0% Jewels on all spends = 2 Jewels/₹100 (0.4% net)Details
|
| Dining | 10 Jewels/₹100 | 15,000 Jewels per statement | Only if chosen as your 1 booster category (else 2 Jewels/₹100)Details
|
| Food Delivery | 10 Jewels/₹100 | 15,000 Jewels per statement | Only if chosen as your 1 booster category (else 2 Jewels/₹100)Details
|
| Shopping | 10 Jewels/₹100 | 15,000 Jewels per statement | Only if chosen as your 1 booster category (else 2 Jewels/₹100)Details
|
| Travel | 10 Jewels/₹100 | 15,000 Jewels per statement | Only if chosen as your 1 booster category (else 2 Jewels/₹100)Details
|
| Government | No reward | — | —Details
|
| Wallet | No reward | — | —Details
|
| Railways | 2 Jewels/₹100 | 15,000 Jewels per statement | Base Rewards: 2.0% Jewels = 2 Jewels/₹100 (0.4% net)Details
|
| FASTag | No reward | — | —Details
|
| Jewellery | 2 Jewels/₹100 | 15,000 Jewels per statement | Base Rewards: 2.0% Jewels = 2 Jewels/₹100 (0.4% net)Details
|
| Telecom | No reward | — | —Details
|
“—” means not established. “Research pending” is not zero: it means DhanChakshu has not finished verifying that category, so it is not counted.
Cost & caps
What it costs to hold, and where rewards stop.
1st Year / Joining Fee
₹0
Renewal Fee
₹0
Lifetime free
Fee waiver
None
Reward caps
- All — 15,000 Jewels / statement (aggregate (all categories))
Spending thresholds
- Spend ₹2,000 per product → Welcome voucher of ₹250 after the first successful UPI credit-card transaction of ₹2,000 or more on the Jupiter app
Key benefits
Rewards
10 Jewels/₹100 on dining — only if chosen as your 1 booster category (else 2 Jewels/₹100)
Fuel surcharge waiver
1% fuel surcharge waiver (maximum ₹100, spend ₹400-₹3,000)
Foreign-currency markup
3.5% foreign-currency markup — MITC: 3.5% on every international transaction (+ GST)
Milestone benefit
Welcome voucher of ₹250 after the first successful UPI credit-card transaction of ₹2,000 or more on the Jupiter app
Important to know
Limits and exclusions that change what you earn.
- All rewards are capped at 15,000 Jewels / statement (aggregate (all categories))
- No reward on: Rent, Insurance, Utilities, Fuel +4 more
- Spend ₹2,000 per product → Welcome voucher of ₹250 after the first successful UPI credit-card transaction of ₹2,000 or more on the Jupiter app
Who should consider this card
✓ Good fit if
- Your spending is concentrated in dining, food delivery, shopping
- You want a card with no annual fee
△ Less useful if
- Much of your spending is in rent, insurance, utilities, which earn nothing
Full details
Everything else, expanded on demand.
Caps & exclusions · 1 caps · 8 no-reward categories
Caps
- All — 15,000 Jewels / statement (aggregate (all categories))
Categories with no reward or not eligible
- Rent — No reward.
- Insurance — No reward.
- Utilities — No reward.
- Fuel — No reward.
- Government — No reward.
- Wallet — No reward.
- FASTag — No reward.
- Telecom — No reward.
Milestones · 1 recorded
- Spend ₹2,000 per product — Welcome voucher of ₹250 after the first successful UPI credit-card transaction of ₹2,000 or more on the Jupiter app; one voucher chosen from Amazon, Flipkart, Swiggy, Zomato or Myntra. One-time; value deliberately not monetised by the engine (benefit_value_inr null).
Eligibility
Subject to CSB Bank's underwriting and eligibility criteria. See the issuer's terms for current requirements.
Specifications
- Payment network: RuPay
- Airport lounge: Not recorded by DhanChakshu — check the issuer terms
- Fuel surcharge waiver: 1% fuel surcharge waiver (maximum ₹100, spend ₹400-₹3,000)
- Foreign-currency markup: 3.5% foreign-currency markup — MITC: 3.5% on every international transaction (+ GST); also on INR transactions at a merchant or payment gateway "based out of India" (MITC wording); DCC transactions 1.0%.
What DhanChakshu couldn't fully verify · 1 area
1 area needs further verification. None of these are counted as zero.
- • Lounge benefit — not recorded; check the issuer terms
Sources & verification
Verification & sources · last checked 2026-10-06
Verification coverage: All 16 categories verified
Card record last checked: 2026-10-06
Documents used
edge_csb_bank_credit_card_terms_and_conditions_2025.pdf · SRC-CSB-EDGE-TC-2026-10 · 2026-10-06
CSB Edge credit Card MITC as on 29th Aug 2026 · SRC-CSB-EDGE-MITC-2026-08 · 2026-10-06