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DhanChakshu
Aapke Paise Ke Liye Sahi Nazar
Research coverage — 9/16 categories
IndusInd

EazyDiner Platinum Credit Card

Best forEducation & Groceries
Earns2 RP/₹100 on education
1st Year / Joining Fee
₹0
Lifetime free
Renewal Fee
₹0
Lifetime free
Fee waiver
None
Network
Not recorded

Why this card may suit you

Based on the card's verified terms.

  • Best suited to spending on education and groceries, where it earns 2 RP/₹100
  • No annual fee

How you earn

Reward rates at a glance — exactly as recorded for this card.

Education2 RP/₹100
Groceries2 RP/₹100
Dining2 RP/₹100
Travel2 RP/₹100
Rent0.70 RP/₹100
All 16 reward categories · 9 of 16 categories verified
CategoryRateCapCondition
Rent0.70 RP/₹100—0.70 RP / ₹100 (0.14% net value at ₹0.20/RP) reduced rate on rent payments per published reward schedule
Details
Status
Verified
Source
S-IND10-01
Issuer note
0.70 RP / ₹100 (0.14% net value at ₹0.20/RP) reduced rate on rent payments per published reward schedule.
Education2 RP/₹100—2 RP / ₹100 (0.40% net at ₹0.20/RP) base reward on Education (not in reduced 0.70 RP or 0 RP exception list)
Details
Status
Verified
Source
SRC-INDUS-EAZYDINER-PLAT
Issuer note
2 RP / ₹100 (0.40% net at ₹0.20/RP) base reward on Education (not in reduced 0.70 RP or 0 RP exception list). 1% + GST fee on cumulative third-party education payments >₹45,000/statement cycle per MITC.
Insurance0.70 RP/₹100—0.70 RP / ₹100 (0.14% net value at ₹0.20/RP) reduced rate on insurance spends per published reward schedule
Details
Status
Verified
Source
S-IND10-01
Issuer note
0.70 RP / ₹100 (0.14% net value at ₹0.20/RP) reduced rate on insurance spends per published reward schedule.
Utilities0.70 RP/₹100—0.70 RP / ₹100 (0.14% net value at ₹0.20/RP) reduced rate on utility spends per published reward schedule
Details
Status
Verified
Source
S-IND10-01
Issuer note
0.70 RP / ₹100 (0.14% net value at ₹0.20/RP) reduced rate on utility spends per published reward schedule.
FuelNo reward——
Details
Status
Verified — no reward
Issuer note
Bank-wide policy: Fuel transactions do not accrue reward points. 1% fuel surcharge waiver applies on transactions between ₹400 and ₹4,000.
Groceries2 RP/₹100—2 RP / ₹100 (0.40% net value at ₹0.20/RP via PayEazy) standard retail earn
Details
Status
Verified
Source
S-IND10-01
Issuer note
2 RP / ₹100 (0.40% net value at ₹0.20/RP via PayEazy) standard retail earn.
Dining2 RP/₹100₹1,000 per month2 RP / ₹100 base retail earn plus 20% PayEazy dining discount up to ₹500/visit (max 2 visits/month
Details
Status
Verified
Source
S-IND10-01
Issuer note
2 RP / ₹100 base retail earn plus 20% PayEazy dining discount up to ₹500/visit (max 2 visits/month; capped at ₹1,000/month discount under CAP-INDUS-10).
Food Delivery——Research pending
Details
Status
Research pending
Issuer note
No verified rule recorded for this category yet.
Shopping——Research pending
Details
Status
Research pending
Issuer note
No verified rule recorded for this category yet.
Travel2 RP/₹100—2 RP / ₹100 (0.40% net value at ₹0.20/RP via PayEazy) standard retail earn
Details
Status
Verified
Source
S-IND10-01
Issuer note
2 RP / ₹100 (0.40% net value at ₹0.20/RP via PayEazy) standard retail earn.
Government——Research pending
Details
Status
Research pending
Issuer note
No verified rule recorded for this category yet.
WalletNot a good fit—Wallet load transactions (MCC 6540) explicitly excluded from reward accrual under IndusInd MITC Section 4
Details
Status
Verified — not a good fit for this category
Issuer note
Wallet load transactions (MCC 6540) explicitly excluded from reward accrual under IndusInd MITC Section 4.
Railways——Research pending
Details
Status
Research pending
Issuer note
No verified rule recorded for this category yet.
FASTag——Research pending
Details
Status
Research pending
Issuer note
No verified rule recorded for this category yet.
Jewellery——Research pending
Details
Status
Research pending
Issuer note
No verified rule recorded for this category yet.
Telecom——Research pending
Details
Status
Research pending
Issuer note
No verified rule recorded for this category yet.

“—” means not established. “Research pending” is not zero: it means DhanChakshu has not finished verifying that category, so it is not counted.

Cost & caps

What it costs to hold, and where rewards stop.

1st Year / Joining Fee
₹0
Lifetime free
Renewal Fee
₹0
Lifetime free
Fee waiver
None
Reward caps
  • Dining — ₹1,000 / month (per category — Dining)
Spending thresholds
  • Spend ₹30,000 per quarter → Spend ₹30,000 every 90 days -> 2,000 bonus RP + 3 months EazyDiner Prime

Key benefits

Rewards
2 RP/₹100 on education
Milestone benefit
Spend ₹30,000 every 90 days -> 2,000 bonus RP + 3 months EazyDiner Prime

Important to know

Limits and exclusions that change what you earn.

  • Dining rewards are capped at ₹1,000 / month (per category — Dining)
  • No reward on: Fuel
  • Not recommended for: Wallet
  • Spend ₹30,000 per quarter → Spend ₹30,000 every 90 days -> 2,000 bonus RP + 3 months EazyDiner Prime
  • Research pending: Food Delivery, Shopping, Government, Railways +3 more — not counted

Who should consider this card

✓ Good fit if
  • Your spending is concentrated in education, groceries, dining
  • You want a card with no annual fee
△ Less useful if
  • Much of your spending is in fuel, wallet, which earn nothing
Compare with another card →Read card guides →

Full details

Everything else, expanded on demand.

Caps & exclusions · 1 caps · 2 no-reward categories
Caps
  • Dining — ₹1,000 / month (per category — Dining)
Categories with no reward or not eligible
  • Fuel — No reward.
  • Wallet — Not a good fit. Wallet load transactions (MCC 6540) explicitly excluded from reward accrual under IndusInd MITC Section 4.
Milestones · 1 recorded
  • Spend ₹30,000 per quarter → benefit worth ₹400 — Spend ₹30,000 every 90 days -> 2,000 bonus RP + 3 months EazyDiner Prime.
Eligibility

Subject to IndusInd's underwriting and eligibility criteria. See the issuer's terms for current requirements.

Specifications
  • Payment network: Not recorded
  • Airport lounge: Not recorded by DhanChakshu — check the issuer terms
  • Fuel surcharge waiver: Not recorded by DhanChakshu — check the issuer terms
  • Foreign-currency markup: Not recorded by DhanChakshu — check the issuer terms
Other categories recorded for this card
  • Online Shopping — 2 RP/₹100. 2 RP / ₹100 (0.40% net value at ₹0.20/RP via PayEazy) standard retail earn
  • Offline Shopping — 2 RP/₹100. 2 RP / ₹100 (0.40% net value at ₹0.20/RP via PayEazy) standard retail earn
  • Flights — 2 RP/₹100. 2 RP / ₹100 (0.40% net value at ₹0.20/RP via PayEazy) standard retail earn
  • Hotels — 2 RP/₹100. 2 RP / ₹100 (0.40% net value at ₹0.20/RP via PayEazy) standard retail earn
  • UPI — Not a good fit. Visa/Mastercard credit card rails unsupported for Credit on UPI per RBI/NPCI regulatory framework
  • International — 2 RP/₹100. 2 RP / ₹100 (0.40% net value at ₹0.20/RP via PayEazy) standard retail earn
  • EMI — 2 RP/₹100. 2 RP / ₹100 (0.40% net value at ₹0.20/RP via PayEazy) standard retail earn on eligible transactions
What DhanChakshu couldn't fully verify · 11 areas

11 areas need further verification. None of these are counted as zero.

  • • Food Delivery — research pending
  • • Shopping — research pending
  • • Government — research pending
  • • Railways — research pending
  • • FASTag — research pending
  • • Jewellery — research pending
  • • Telecom — research pending
  • • Lounge benefit — not recorded; check the issuer terms
  • • Fuel surcharge waiver — not recorded; check the issuer terms
  • • Foreign-currency markup — not recorded; check the issuer terms
  • • Payment network — not recorded

Sources & verification

Verification & sources · last checked 2026-09-26

Verification coverage: 9 of 16 categories verified · 7 still being verified

Card record last checked: 2026-09-26

Documents used
Official card page · S-IND10-01 · 2026-09-26
Official EazyDiner Platinum Card Page & MITC: 2 RP/₹100 on retail & Education (not excluded); 1% + GST fee on cumulative third-party education spends >₹45,000/cycle · SRC-INDUS-EAZYDINER-PLAT
Platinum Visa Credit Card Verification Documentation · SRC-INDUS-VISA-UPI
Pinnacle Credit Card Verification Documentation · SRC-INDUS-MITC
EazyDiner Platinum Credit CardLifetime free