Verified — 16/16 categories
Kotak
PVR INOX Kotak Credit Card
Best forNot enough verified categories yet
EarnsSee reward categories below
1st Year / Joining Fee
₹499 + taxes
Renewal Fee
Not recorded
Fee waiver
Not recorded
Network
Not recorded
Kotak
PVR INOX Kotak Credit Card
How you earn
Reward rates at a glance — exactly as recorded for this card.
No earning category has been verified yet — see the category table for the current status of each.
All 16 reward categories · 16 of 16 categories verified
| Category | Rate | Cap | Condition |
|---|---|---|---|
| Rent | No reward | — | —Details
|
| Education | — | — | Standard card reward rate appliesDetails
|
| Insurance | — | — | Standard card insurance reward rate appliesDetails
|
| Utilities | — | — | Standard utility rate appliesDetails
|
| Fuel | No reward | — | —Details
|
| Groceries | — | — | Standard retail reward rate for PVR INOX Kotak Credit Card on GroceriesDetails
|
| Dining | — | — | Standard retail reward rate for PVR INOX Kotak Credit Card on DiningDetails
|
| Food Delivery | — | — | Standard retail reward rate for PVR INOX Kotak Credit Card on Food DeliveryDetails
|
| Shopping | — | — | Standard retail reward rate for PVR INOX Kotak Credit Card on ShoppingDetails
|
| Travel | — | — | Standard retail reward rate for PVR INOX Kotak Credit Card on TravelDetails
|
| Government | — | — | Standard card reward rate appliesDetails
|
| Wallet | No reward | — | —Details
|
| Railways | — | — | Standard verified reward rate for PVR INOX Kotak Credit Card on RailwaysDetails
|
| FASTag | — | — | Standard verified reward rate for PVR INOX Kotak Credit Card on FASTagDetails
|
| Jewellery | — | — | Standard verified reward rate for PVR INOX Kotak Credit Card on JewelleryDetails
|
| Telecom | — | — | Standard verified reward rate for PVR INOX Kotak Credit Card on TelecomDetails
|
“—” means not established. “Research pending” is not zero: it means DhanChakshu has not finished verifying that category, so it is not counted.
Cost & caps
What it costs to hold, and where rewards stop.
1st Year / Joining Fee
₹499 + taxes
Renewal Fee
Not recorded
Fee waiver
Not recorded
Reward caps
No reward cap is recorded in DhanChakshu's verified data. Check the issuer terms for any additional limits.
Important to know
Limits and exclusions that change what you earn.
- No reward on: Rent, Fuel, Wallet
Who should consider this card
✓ Good fit if
△ Less useful if
- Much of your spending is in rent, fuel, wallet, which earn nothing
- You do not want to pay an annual fee
Full details
Everything else, expanded on demand.
Caps & exclusions · 0 caps · 3 no-reward categories
Caps
No cap recorded.
Categories with no reward or not eligible
- Rent — No reward.
- Fuel — No reward.
- Wallet — No reward.
Milestones · none recorded
No milestone benefit is recorded for this card.
Eligibility
Subject to Kotak's underwriting and eligibility criteria. See the issuer's terms for current requirements.
Specifications
- Payment network: Not recorded
- Airport lounge: Not recorded by DhanChakshu — check the issuer terms
- Fuel surcharge waiver: Not recorded by DhanChakshu — check the issuer terms
- Foreign-currency markup: Not recorded by DhanChakshu — check the issuer terms
What DhanChakshu couldn't fully verify · 4 areas
4 areas need further verification. None of these are counted as zero.
- • Lounge benefit — not recorded; check the issuer terms
- • Fuel surcharge waiver — not recorded; check the issuer terms
- • Foreign-currency markup — not recorded; check the issuer terms
- • Payment network — not recorded
Sources & verification
Verification & sources · last checked 2026-09-23
Verification coverage: All 16 categories verified
Card record last checked: 2026-09-23
Documents used