Research coverage — 9/16 categories
IndusInd · Visa
Platinum Visa Credit Card
Best forNot enough verified categories yet
EarnsSee reward categories below
1st Year / Joining Fee
₹0
Lifetime free
Renewal Fee
₹0
Lifetime free
Fee waiver
None
Network
Visa
IndusInd
Platinum Visa Credit Card
VisaWhy this card may suit you
Based on the card's verified terms.
- No annual fee
How you earn
Reward rates at a glance — exactly as recorded for this card.
No earning category has been verified yet — see the category table for the current status of each.
All 16 reward categories · 9 of 16 categories verified
| Category | Rate | Cap | Condition |
|---|---|---|---|
| Rent | — | — | Standard verified retail earn rateDetails
|
| Education | — | — | Standard verified retail earn rateDetails
|
| Insurance | — | — | Standard verified retail earn rateDetails
|
| Utilities | — | — | Standard verified retail earn rateDetails
|
| Fuel | No reward | — | —Details
|
| Groceries | — | — | Standard verified retail earn rateDetails
|
| Dining | — | — | Standard verified retail earn rateDetails
|
| Food Delivery | — | — | Research pendingDetails
|
| Shopping | — | — | Research pendingDetails
|
| Travel | — | — | Standard verified retail earn rateDetails
|
| Government | — | — | Research pendingDetails
|
| Wallet | — | — | Standard verified retail earn rateDetails
|
| Railways | — | — | Research pendingDetails
|
| FASTag | — | — | Research pendingDetails
|
| Jewellery | — | — | Research pendingDetails
|
| Telecom | — | — | Research pendingDetails
|
“—” means not established. “Research pending” is not zero: it means DhanChakshu has not finished verifying that category, so it is not counted.
Cost & caps
What it costs to hold, and where rewards stop.
1st Year / Joining Fee
₹0
Lifetime free
Renewal Fee
₹0
Lifetime free
Fee waiver
None
Reward caps
No reward cap is recorded in DhanChakshu's verified data. Check the issuer terms for any additional limits.
Important to know
Limits and exclusions that change what you earn.
- No reward on: Fuel
- Research pending: Food Delivery, Shopping, Government, Railways +3 more — not counted
Who should consider this card
✓ Good fit if
- You want a card with no annual fee
△ Less useful if
- Much of your spending is in fuel, which earn nothing
Full details
Everything else, expanded on demand.
Caps & exclusions · 0 caps · 1 no-reward categories
Caps
No cap recorded.
Categories with no reward or not eligible
- Fuel — No reward.
Milestones · none recorded
No milestone benefit is recorded for this card.
Eligibility
Subject to IndusInd's underwriting and eligibility criteria. See the issuer's terms for current requirements.
Specifications
- Payment network: Visa
- Airport lounge: Not recorded by DhanChakshu — check the issuer terms
- Fuel surcharge waiver: Not recorded by DhanChakshu — check the issuer terms
- Foreign-currency markup: Not recorded by DhanChakshu — check the issuer terms
Other categories recorded for this card
- Online Shopping — —. Standard verified retail earn rate
- Offline Shopping — —. Standard verified retail earn rate
- Flights — —. Standard verified retail earn rate
- Hotels — —. Standard verified retail earn rate
- UPI — Not a good fit. Visa/Mastercard credit card rails unsupported for Credit on UPI per RBI/NPCI regulatory framework
- International — —. Standard verified retail earn rate
- EMI — —. Standard verified retail earn rate
What DhanChakshu couldn't fully verify · 10 areas
10 areas need further verification. None of these are counted as zero.
- • Food Delivery — research pending
- • Shopping — research pending
- • Government — research pending
- • Railways — research pending
- • FASTag — research pending
- • Jewellery — research pending
- • Telecom — research pending
- • Lounge benefit — not recorded; check the issuer terms
- • Fuel surcharge waiver — not recorded; check the issuer terms
- • Foreign-currency markup — not recorded; check the issuer terms
Sources & verification
Verification & sources · last checked 2026-09-26
Verification coverage: 9 of 16 categories verified · 7 still being verified
Card record last checked: 2026-09-26
Documents used
Official card page · S-IND02-01 · 2026-09-26
IndusInd Bank Official Fuel Surcharge Waiver T&C · S-BW-15 · 2026-09-26