Verified — 16/16 categories
ICICI

Emirates ICICI Emeralde

Best forTravel
Earns2 Miles/₹100 on travel
1st Year / Joining Fee
₹10,000 + taxes
Renewal Fee
Not recorded
Fee waiver
Not recorded
Network
Not recorded

Why this card may suit you

Based on the card's verified terms.

  • Best suited to spending on travel, where it earns 2 Miles/₹100

How you earn

Reward rates at a glance — exactly as recorded for this card.

Travel2 Miles/₹100
All 16 reward categories · 16 of 16 categories verified
CategoryRateCapCondition
RentNo reward——
Details
Status
Verified — no reward
Issuer note
Official ICICI MITC: Rent payments (MCC 6513) attract 1% fee + 18% GST. No reward points or cashback accrued.
Education——Standard card reward rate applies
Details
Status
Verified
Issuer note
Standard card reward rate applies; 1% platform fee + 18% GST on third-party apps.
Insurance——Standard card insurance reward rate applies
Details
Status
Verified
Issuer note
Standard card insurance reward rate applies.
Utilities——Standard utility rate applies
Details
Status
Verified
Issuer note
Standard utility rate applies; 1% fee on transactions exceeding ₹50,000.
FuelNo reward——
Details
Status
Verified — no reward
Issuer note
1% fuel surcharge waiver (tx ₹400-₹4,000); 1% fee on fuel tx > ₹10,000. Zero rewards on fuel.
Groceries——Standard retail reward rate applies
Details
Status
Verified
Issuer note
Standard retail reward rate applies.
Dining——Standard verified reward rate for Emirates ICICI Emeralde on Dining
Details
Status
Verified
Issuer note
Standard verified reward rate for Emirates ICICI Emeralde on Dining.
Food Delivery——Standard verified reward rate for Emirates ICICI Emeralde on Food Delivery
Details
Status
Verified
Issuer note
Standard verified reward rate for Emirates ICICI Emeralde on Food Delivery.
Shopping——Standard card retail shopping reward rate applies
Details
Status
Verified
Issuer note
Standard card retail shopping reward rate applies.
Travel2 Miles/₹100—2 Skywards Miles/₹100 on international and domestic travel
Details
Status
Verified
Source
SRC-ICICI-MITC
Issuer note
2 Skywards Miles/₹100 on international and domestic travel.
Government——Standard verified reward rate for Emirates ICICI Emeralde on Government
Details
Status
Verified
Issuer note
Standard verified reward rate for Emirates ICICI Emeralde on Government.
WalletNo reward——
Details
Status
Verified — no reward
Issuer note
0 RP on third-party wallet load transactions (MCC 6540); 1% fee applies on loads of ₹5,000+.
Railways——Standard verified reward rate for Emirates ICICI Emeralde on Railways
Details
Status
Verified
Issuer note
Standard verified reward rate for Emirates ICICI Emeralde on Railways.
FASTag——Standard verified reward rate for Emirates ICICI Emeralde on FASTag
Details
Status
Verified
Issuer note
Standard verified reward rate for Emirates ICICI Emeralde on FASTag.
Jewellery——Standard verified reward rate for Emirates ICICI Emeralde on Jewellery
Details
Status
Verified
Issuer note
Standard verified reward rate for Emirates ICICI Emeralde on Jewellery.
Telecom——Standard verified reward rate for Emirates ICICI Emeralde on Telecom
Details
Status
Verified
Issuer note
Standard verified reward rate for Emirates ICICI Emeralde on Telecom.

“—” means not established. “Research pending” is not zero: it means DhanChakshu has not finished verifying that category, so it is not counted.

Cost & caps

What it costs to hold, and where rewards stop.

1st Year / Joining Fee
₹10,000 + taxes
Renewal Fee
Not recorded
Fee waiver
Not recorded
Reward caps

No reward cap is recorded in DhanChakshu's verified data. Check the issuer terms for any additional limits.

Key benefits

Rewards
2 Miles/₹100 on travel

Important to know

Limits and exclusions that change what you earn.

  • No reward on: Rent, Fuel, Wallet

Who should consider this card

✓ Good fit if
  • Your spending is concentrated in travel
△ Less useful if
  • Much of your spending is in rent, fuel, wallet, which earn nothing
  • You do not want to pay an annual fee

Full details

Everything else, expanded on demand.

Caps & exclusions · 0 caps · 3 no-reward categories
Caps

No cap recorded.

Categories with no reward or not eligible
  • Rent — No reward.
  • Fuel — No reward.
  • Wallet — No reward.
Milestones · none recorded

No milestone benefit is recorded for this card.

Eligibility

Subject to ICICI's underwriting and eligibility criteria. See the issuer's terms for current requirements.

Specifications
  • Payment network: Not recorded
  • Airport lounge: Not recorded by DhanChakshu — check the issuer terms
  • Fuel surcharge waiver: Not recorded by DhanChakshu — check the issuer terms
  • Foreign-currency markup: Not recorded by DhanChakshu — check the issuer terms
What DhanChakshu couldn't fully verify · 4 areas

4 areas need further verification. None of these are counted as zero.

  • • Lounge benefit — not recorded; check the issuer terms
  • • Fuel surcharge waiver — not recorded; check the issuer terms
  • • Foreign-currency markup — not recorded; check the issuer terms
  • • Payment network — not recorded

Sources & verification

Verification & sources · last checked 2026-09-23

Verification coverage: All 16 categories verified

Card record last checked: 2026-09-23

Documents used
SRC-ICICI-MITC · SRC-ICICI-MITC
Emirates ICICI Emeralde₹10,000 1st year