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DhanChakshu
Aapke Paise Ke Liye Sahi Nazar
Verified — 16/16 categories
HDFC · RuPay

Pixel Play

Best forDining & Food Delivery
Earns5% cashback if Dining & on dining
1st Year / Joining Fee
₹500 + taxes
Renewal Fee
Not recorded
Fee waiver
₹1,00,000
annual spend
Network
RuPay

Why this card may suit you

Based on the card's verified terms.

  • Best suited to spending on dining and food delivery, where it earns 5% cashback if Dining &
  • Annual fee is waived at ₹1,00,000 yearly spend

How you earn

Reward rates at a glance — exactly as recorded for this card.

Dining5% cashback if Dining &
Food Delivery5% cashback if Dining &
Shopping5% cashback
All 16 reward categories · 16 of 16 categories verified
CategoryRateCapCondition
RentNo reward——
Details
Status
Verified — no reward
Issuer note
HDFC rent does not earn RP/CashPoints. Rent processing fee is 1% capped at ₹3,000/transaction; GST applies.
Education——Education reward eligibility subject to direct institution payment channel
Details
Status
Verified
Issuer note
Education reward eligibility subject to direct institution payment channel; third-party apps earn 0.
Insurance——Insurance rewards subject to 2,000 RP/month common cap
Details
Status
Verified
Issuer note
Insurance rewards subject to 2,000 RP/month common cap.
Utilities——Utility rewards subject to 2,000 RP/month common cap
Details
Status
Verified
Issuer note
Utility rewards subject to 2,000 RP/month common cap.
FuelNo reward——
Details
Status
Verified — no reward
Issuer note
Fuel transactions excluded from rewards; 1% fuel surcharge waiver applies within transaction limits.
Groceries——Grocery rewards subject to standard 1,000 RP/month cap tier
Details
Status
Verified
Issuer note
Grocery rewards subject to standard 1,000 RP/month cap tier.
Dining5% cashback if Dining &—5% cashback if Dining & Entertainment pack chosen (capped 500 CP/mo)
Details
Status
Verified
Issuer note
5% cashback if Dining & Entertainment pack chosen (capped 500 CP/mo); 1% other.
Food Delivery5% cashback if Dining &—5% cashback if Dining & Entertainment pack chosen (capped 500 CP/mo)
Details
Status
Verified
Issuer note
5% cashback if Dining & Entertainment pack chosen (capped 500 CP/mo); 1% other.
Shopping5% cashback₹500 per month3% cashback on chosen e-commerce merchant (Amazon/Flipkart/PayZapp)
Details
Status
Verified
Source
HDFC-PASS6-14
Issuer note
3% cashback on chosen e-commerce merchant (Amazon/Flipkart/PayZapp); 1% other.
Travel——HDFC verified rule for Travel
Details
Status
Verified
Issuer note
HDFC verified rule for Travel
GovernmentNo reward——
Details
Status
Verified — no reward
Issuer note
Government-related transactions excluded from rewards on consumer cards per HDFC common rules.
WalletNo reward——
Details
Status
Verified — no reward
Issuer note
Wallet loading does not earn rewards; 1% fee above ₹10k/month where applicable.
Railways——Railways transactions earn standard base reward
Details
Status
Verified
Issuer note
Railways transactions earn standard base reward; 1% + GST purchase fee where applicable.
FASTag——HDFC verified rule for FASTag
Details
Status
Verified
Issuer note
HDFC verified rule for FASTag
Jewellery——HDFC verified rule for Jewellery
Details
Status
Verified
Issuer note
HDFC verified rule for Jewellery
Telecom——HDFC verified rule for Telecom
Details
Status
Verified
Issuer note
HDFC verified rule for Telecom

“—” means not established. “Research pending” is not zero: it means DhanChakshu has not finished verifying that category, so it is not counted.

Cost & caps

What it costs to hold, and where rewards stop.

1st Year / Joining Fee
₹500 + taxes
Renewal Fee
Not recorded
Fee waiver
₹1,00,000
annual spend
Reward caps
  • Shopping — ₹500 / month (per category — Shopping)
  • Shopping — ₹500 / month (per category — Shopping)
  • Shopping — ₹500 / month (per category — Shopping)

Key benefits

Rewards
5% cashback if Dining & on dining
Fee waiver
Annual fee waived on ₹1,00,000 annual spend

Important to know

Limits and exclusions that change what you earn.

  • Shopping rewards are capped at ₹500 / month (per category — Shopping)
  • Shopping rewards are capped at ₹500 / month (per category — Shopping)
  • No reward on: Rent, Fuel, Government, Wallet

Who should consider this card

✓ Good fit if
  • Your spending is concentrated in dining, food delivery, shopping
  • You can reach the ₹1,00,000 annual spend that waives the fee
△ Less useful if
  • Much of your spending is in rent, fuel, government, which earn nothing
  • You cannot reach the fee-waiver spend and would pay the annual fee
Compare with another card →Read card guides →

Full details

Everything else, expanded on demand.

Caps & exclusions · 3 caps · 4 no-reward categories
Caps
  • Shopping — ₹500 / month (per category — Shopping)
  • Shopping — ₹500 / month (per category — Shopping)
  • Shopping — ₹500 / month (per category — Shopping)
Categories with no reward or not eligible
  • Rent — No reward.
  • Fuel — No reward.
  • Government — No reward.
  • Wallet — No reward.
Milestones · none recorded

No milestone benefit is recorded for this card.

Eligibility

Subject to HDFC's underwriting and eligibility criteria. See the issuer's terms for current requirements.

Specifications
  • Payment network: RuPay
  • Airport lounge: Not recorded by DhanChakshu — check the issuer terms
  • Fuel surcharge waiver: Not recorded by DhanChakshu — check the issuer terms
  • Foreign-currency markup: Not recorded by DhanChakshu — check the issuer terms
What DhanChakshu couldn't fully verify · 3 areas

3 areas need further verification. None of these are counted as zero.

  • • Lounge benefit — not recorded; check the issuer terms
  • • Fuel surcharge waiver — not recorded; check the issuer terms
  • • Foreign-currency markup — not recorded; check the issuer terms

Sources & verification

Verification & sources · last checked 2026-09-22

Verification coverage: All 16 categories verified

Card record last checked: 2026-09-22

Documents used
5% packs, 3% e-commerce, 1% UPI, caps, exclusions · HDFC-PASS6-14
Common fees, rent/fuel/education charges, reward exclusions and category caps · HDFC-001
Pixel Play₹500 1st year