◉
DhanChakshu
Aapke Paise Ke Liye Sahi Nazar
Research coverage — 12/16 categories
ICICI · Visa

Amazon Pay ICICI Credit Card

Best forShopping & Groceries
Earns5% cashback on shopping — only at Amazon.in
1st Year / Joining Fee
Not recorded
Annual fee ₹0
Renewal Fee
Not recorded
Fee waiver
None
Network
Visa
Apply Now →

Why this card may suit you

Based on the card's verified terms.

  • Best suited to spending on shopping and groceries, where it earns 5% cashback (only at Amazon.in)

How you earn

Reward rates at a glance — exactly as recorded for this card.

ShoppingOnly at Amazon.in5% cashback
Groceries1% cashback
UtilitiesOnly at the Amazon platform (utility / bill payments)1% cashback
TelecomOnly at the Amazon platform (recharges / bills)1% cashback
All 16 reward categories · 12 of 16 categories verified
CategoryRateCapCondition
RentNo reward——
Details
Status
Verified — no reward
Issuer note
Official ICICI MITC: Rent payments (MCC 6513) attract 1% fee + 18% GST. No reward points or cashback accrued.
EducationNot eligible—Education transactions are not eligible for Reward Points w.e.f
Details
Status
Verified — not eligible
Issuer note
Education transactions are not eligible for Reward Points w.e.f. 11 Oct 2025 (ICICI Amazon Pay T&C XXIV.11, last updated 13 Jan 2026). Fee: 1% platform fee + GST on third-party apps.
Insurance——Standard card insurance reward rate applies
Details
Status
Verified
Issuer note
Standard card insurance reward rate applies.
Utilities1% cashback—Only at the Amazon platform (utility / bill payments)
Details
Status
Depends on how the transaction is processed
Applies only at
the Amazon platform (utility / bill payments)
Source
SRC-ICICI-AP-TC
Issuer note
Utility transactions OUTSIDE the Amazon platform earn nothing w.e.f. 11 Oct 2025 (T&C XXIV.12). On the Amazon platform they remain eligible (1% lower bound, MEDIUM confidence). 1% fee on transactions exceeding ₹50,000.
FuelNo reward——
Details
Status
Verified — no reward
Issuer note
1% fuel surcharge waiver (tx ₹400-₹4,000); 1% fee on fuel tx > ₹10,000. Zero rewards on fuel.
Groceries1% cashback—Standard retail reward rate applies
Details
Status
Verified
Source
SRC-ICICI-04
Issuer note
Standard retail reward rate applies.
Dining——Standard verified reward rate for Amazon Pay ICICI Credit Card on Dining
Details
Status
Verified
Issuer note
Standard verified reward rate for Amazon Pay ICICI Credit Card on Dining.
Food Delivery——Standard verified reward rate for Amazon Pay ICICI Credit Card on Food Delivery
Details
Status
Verified
Issuer note
Standard verified reward rate for Amazon Pay ICICI Credit Card on Food Delivery.
Shopping5% cashback—Only at Amazon.in
Details
Status
Verified
Applies only at
Amazon.in
Source
SRC-ICICI-04
Issuer note
5% cashback on Amazon.in for Prime members; 3% for non-Prime; 2% on 100+ partner websites; 1% other.
Travel——Standard card travel reward rate applies
Details
Status
Verified
Issuer note
Standard card travel reward rate applies; 1% fee on transportation > ₹50,000.
Government——Partially verified
Details
Status
Partially verified
Issuer note
Tax-related payments earn no Reward Points (T&C XXIV.13). Eligibility of non-tax Government MCCs is not stated in the T&C — unverified, not assumed zero or eligible.
Wallet——Amazon Pay balance wallet transactions / partner payments earn up to 2% cashback
Details
Status
Verified
Issuer note
Amazon Pay balance wallet transactions / partner payments earn up to 2% cashback.
Railways——Standard verified reward rate for Amazon Pay ICICI Credit Card on Railways
Details
Status
Verified
Issuer note
Standard verified reward rate for Amazon Pay ICICI Credit Card on Railways.
FASTag——Standard verified reward rate for Amazon Pay ICICI Credit Card on FASTag
Details
Status
Verified
Issuer note
Standard verified reward rate for Amazon Pay ICICI Credit Card on FASTag.
Jewellery——Partially verified
Details
Status
Partially verified
Issuer note
Purchases of gold, silver and precious metals earn no Reward Points (T&C XXIV.13). Whether ordinary jewellery-store purchases are covered is not stated — unverified, not assumed.
Telecom1% cashback—Only at the Amazon platform (recharges / bills)
Details
Status
Depends on how the transaction is processed
Applies only at
the Amazon platform (recharges / bills)
Source
SRC-ICICI-AP-TC
Issuer note
Telecom/cable fall under ICICI Utility MCCs: outside the Amazon platform they earn nothing w.e.f. 11 Oct 2025 (T&C XXIV.12); on Amazon eligible (1% lower bound, MEDIUM confidence).

“—” means not established. “Research pending” is not zero: it means DhanChakshu has not finished verifying that category, so it is not counted.

Cost & caps

What it costs to hold, and where rewards stop.

1st Year / Joining Fee
Not recorded
Annual fee ₹0
Renewal Fee
Not recorded
Fee waiver
None
Reward caps

No reward cap is recorded in DhanChakshu's verified data. Check the issuer terms for any additional limits.

Key benefits

Rewards
5% cashback on shopping (only at Amazon.in)

Important to know

Limits and exclusions that change what you earn.

  • Utilities reward (1% cashback) applies only at the Amazon platform (utility / bill payments) — not to all utilities spends
  • Shopping reward (5% cashback) applies only at Amazon.in — not to all shopping spends
  • Telecom reward (1% cashback) applies only at the Amazon platform (recharges / bills) — not to all telecom spends
  • No reward on: Rent, Fuel
  • Not eligible: Education
  • Partially verified: Government, Jewellery

Who should consider this card

✓ Good fit if
  • Your spending is concentrated in shopping, groceries, utilities
  • You regularly spend only at the Amazon platform (utility / bill payments)
△ Less useful if
  • Much of your spending is in rent, education, fuel, which earn nothing
  • Your spending is not only at the Amazon platform (utility / bill payments)
Compare with another card →Read card guides →

Full details

Everything else, expanded on demand.

Caps & exclusions · 0 caps · 3 no-reward categories
Caps

No cap recorded.

Categories with no reward or not eligible
  • Rent — No reward.
  • Education — Not eligible. Education transactions are not eligible for Reward Points w.e.f.
  • Fuel — No reward.
Milestones · none recorded

No milestone benefit is recorded for this card.

Eligibility

Eligibility varies; bank underwriting

Specifications
  • Payment network: Visa
  • Airport lounge: Not recorded by DhanChakshu — check the issuer terms
  • Fuel surcharge waiver: Not recorded by DhanChakshu — check the issuer terms
  • Foreign-currency markup: Not recorded by DhanChakshu — check the issuer terms
What DhanChakshu couldn't fully verify · 7 areas

7 areas need further verification. None of these are counted as zero.

  • • Utilities — depends on how the transaction is processed
  • • Government — partially verified
  • • Jewellery — partially verified
  • • Telecom — depends on how the transaction is processed
  • • Lounge benefit — not recorded; check the issuer terms
  • • Fuel surcharge waiver — not recorded; check the issuer terms
  • • Foreign-currency markup — not recorded; check the issuer terms

Sources & verification

Verification & sources · last checked 2026-09-23

Verification coverage: 12 of 16 categories verified · 4 still being verified

Card record last checked: 2026-09-23

Official product page: https://campaigns.icicibank.com/Amazon_pay_ICICI/index.html

Documents used
SRC-ICICI-04 · SRC-ICICI-04
ICICI Bank — Amazon Pay ICICI Bank Credit Card Terms & Conditions (last updated 13 Jan 2026), clause XXIV · SRC-ICICI-AP-TC · 2026-09-30
SRC-ICICI-MITC · SRC-ICICI-MITC
Amazon Pay ICICI Credit CardAnnual fee ₹0
Apply Now →