◉
DhanChakshu
Aapke Paise Ke Liye Sahi Nazar
Verified — 16/16 categories
HDFC

Marriott Bonvoy HDFC

Best forTravel & Dining
Earns5.33 Points/₹150 (8 pts/₹150) on travel — only at Participating Marriott hotels
1st Year / Joining Fee
₹3,000 + taxes
Renewal Fee
Not recorded
Fee waiver
Not recorded
Network
Not recorded

Why this card may suit you

Based on the card's verified terms.

  • Best suited to spending on travel and dining, where it earns 5.33 Points/₹150 (8 pts/₹150) (only at Participating Marriott hotels)

How you earn

Reward rates at a glance — exactly as recorded for this card.

TravelOnly at Participating Marriott hotels5.33 Points/₹150 (8 pts/₹150)
Dining2.67 Points/₹150 (4 pts/₹150)
Shopping1.33 Points/₹150 (2 pts/₹150)
All 16 reward categories · 16 of 16 categories verified
CategoryRateCapCondition
RentNo reward——
Details
Status
Verified — no reward
Issuer note
HDFC rent does not earn RP/CashPoints. Rent processing fee is 1% capped at ₹3,000/transaction; GST applies.
Education——Education reward eligibility subject to direct institution payment channel
Details
Status
Verified
Issuer note
Education reward eligibility subject to direct institution payment channel; third-party apps earn 0.
Insurance——2 Bonvoy points/₹150 on insurance
Details
Status
Verified
Issuer note
2 Bonvoy points/₹150 on insurance; no insurance RP cap under common HDFC framework.
Utilities——Utility rewards subject to 2,000 RP/month common cap
Details
Status
Verified
Issuer note
Utility rewards subject to 2,000 RP/month common cap.
FuelNo reward——
Details
Status
Verified — no reward
Issuer note
Fuel transactions excluded from rewards; 1% fuel surcharge waiver applies within transaction limits.
Groceries——Grocery rewards subject to premium 2,000 RP/month cap tier
Details
Status
Verified
Issuer note
Grocery rewards subject to premium 2,000 RP/month cap tier.
Dining2.67 Points/₹150 (4 pts/₹150)₹5,00,000 per monthHDFC verified rule for Dining
Details
Status
Verified
Source
HDFC-PASS5-08
Issuer note
HDFC verified rule for Dining
Food Delivery——HDFC verified rule for Food Delivery
Details
Status
Verified
Issuer note
HDFC verified rule for Food Delivery
Shopping1.33 Points/₹150 (2 pts/₹150)—HDFC verified rule for Shopping
Details
Status
Verified
Source
HDFC-PASS5-08
Issuer note
HDFC verified rule for Shopping
Travel5.33 Points/₹150 (8 pts/₹150)₹10,00,000 per monthOnly at Participating Marriott hotels
Details
Status
Verified
Applies only at
Participating Marriott hotels
Source
HDFC-PASS5-08
Issuer note
4 Bonvoy points/₹150 on travel, dining, entertainment (capped at ₹5L spend/mo); 8 points/₹150 at Marriott.
GovernmentNo reward——
Details
Status
Verified — no reward
Issuer note
Government-related transactions excluded from rewards on consumer cards per HDFC common rules.
WalletNo reward——
Details
Status
Verified — no reward
Issuer note
Wallet loading does not earn rewards; 1% fee above ₹10k/month where applicable.
Railways——Railways transactions earn standard base reward
Details
Status
Verified
Issuer note
Railways transactions earn standard base reward; 1% + GST purchase fee where applicable.
FASTag——HDFC verified rule for FASTag
Details
Status
Verified
Issuer note
HDFC verified rule for FASTag
Jewellery——HDFC verified rule for Jewellery
Details
Status
Verified
Issuer note
HDFC verified rule for Jewellery
Telecom——HDFC verified rule for Telecom
Details
Status
Verified
Issuer note
HDFC verified rule for Telecom

“—” means not established. “Research pending” is not zero: it means DhanChakshu has not finished verifying that category, so it is not counted.

Cost & caps

What it costs to hold, and where rewards stop.

1st Year / Joining Fee
₹3,000 + taxes
Renewal Fee
Not recorded
Fee waiver
Not recorded
Reward caps
  • Travel — ₹10,00,000 / month (per category — Travel)
  • Dining — ₹5,00,000 / month (per category — Dining)

Key benefits

Rewards
5.33 Points/₹150 (8 pts/₹150) on travel (only at Participating Marriott hotels)

Important to know

Limits and exclusions that change what you earn.

  • Travel reward (5.33 Points/₹150 (8 pts/₹150)) applies only at Participating Marriott hotels — not to all travel spends
  • Travel rewards are capped at ₹10,00,000 / month (per category — Travel)
  • Dining rewards are capped at ₹5,00,000 / month (per category — Dining)
  • No reward on: Rent, Fuel, Government, Wallet

Who should consider this card

✓ Good fit if
  • Your spending is concentrated in travel, dining, shopping
  • You regularly spend only at Participating Marriott hotels
△ Less useful if
  • Much of your spending is in rent, fuel, government, which earn nothing
  • Your spending is not only at Participating Marriott hotels
  • You do not want to pay an annual fee
Compare with another card →Read card guides →

Full details

Everything else, expanded on demand.

Caps & exclusions · 2 caps · 4 no-reward categories
Caps
  • Travel — ₹10,00,000 / month (per category — Travel)
  • Dining — ₹5,00,000 / month (per category — Dining)
Categories with no reward or not eligible
  • Rent — No reward.
  • Fuel — No reward.
  • Government — No reward.
  • Wallet — No reward.
Milestones · none recorded

No milestone benefit is recorded for this card.

Eligibility

Subject to HDFC's underwriting and eligibility criteria. See the issuer's terms for current requirements.

Specifications
  • Payment network: Not recorded
  • Airport lounge: Not recorded by DhanChakshu — check the issuer terms
  • Fuel surcharge waiver: Not recorded by DhanChakshu — check the issuer terms
  • Foreign-currency markup: Not recorded by DhanChakshu — check the issuer terms
What DhanChakshu couldn't fully verify · 4 areas

4 areas need further verification. None of these are counted as zero.

  • • Lounge benefit — not recorded; check the issuer terms
  • • Fuel surcharge waiver — not recorded; check the issuer terms
  • • Foreign-currency markup — not recorded; check the issuer terms
  • • Payment network — not recorded

Sources & verification

Verification & sources · last checked 2026-09-22

Verification coverage: All 16 categories verified

Card record last checked: 2026-09-22

Documents used
Marriott point earning, thresholds, welcome/annual benefits · HDFC-PASS5-08
Common fees, rent/fuel/education charges, reward exclusions and category caps · HDFC-001
Marriott Bonvoy HDFC₹3,000 1st year