Verified — 16/16 categories

CSB Bank · RuPay

Edge+ CSB Bank RuPay Credit Card

Best forTravel & Education

Earns25 Jewels/₹100 on travel — only at Jupiter Flights

1st Year / Joining Fee

₹999 + taxes

Renewal Fee

Not recorded

Fee waiver

None

Network

RuPay

CSB Bank

Edge+ CSB Bank RuPay Credit Card

RuPay

Why this card may suit you

Based on the card's verified terms.

Best suited to spending on travel and education, where it earns 25 Jewels/₹100 (only at Jupiter Flights)

How you earn

Reward rates at a glance — exactly as recorded for this card.

TravelOnly at Jupiter Flights25 Jewels/₹100

Education5 Jewels/₹100

Groceries5 Jewels/₹100

Dining5 Jewels/₹100

Food Delivery5 Jewels/₹100

All 16 reward categories · 16 of 16 categories verified

Category	Rate	Cap	Condition
Rent	No reward	—	— Details Status Verified — no reward Issuer note Rent payments earn no Jewels (T&C list of spends/MCCs that earn no Jewels: "Rent payment transactions", MCC 6513). MITC: 1% fee, minimum ₹149.
Education	5 Jewels/₹100	—	Category "Others": 5% Jewels = 5 Jewels/₹100 (1.0% net) Details Status Verified Source SRC-CSB-EDGE-TC-2026-10 Issuer note Category "Others": 5% Jewels = 5 Jewels/₹100 (1.0% net). Inferred: Education is not in the T&C exclusion list — confirm in the Jupiter app. 1% fee on third-party websites/apps (MITC).
Insurance	No reward	—	— Details Status Verified — no reward Issuer note Insurance earns no Jewels (T&C list of spends/MCCs that earn no Jewels: MCC 6381 Insurance Premiums, 6300 Insurance Sales and Underwriting).
Utilities	No reward	—	— Details Status Verified — no reward Issuer note Utility bill payments earn no Jewels (T&C list of spends/MCCs that earn no Jewels: "Utility bill payments", MCC 4900). MITC: 1% fee above ₹20,000 per transaction or ₹50,000 monthly spends.
Fuel	No reward	—	— Details Status Verified — no reward Issuer note Fuel earns no Jewels (T&C list of spends/MCCs that earn no Jewels: "Fuel spends", MCC 5541/5542/5983/5172). 1% (max ₹100) fuel surcharge waiver on ₹400-₹3,000 (MITC).
Groceries	5 Jewels/₹100	—	Category "Others": 5% Jewels = 5 Jewels/₹100 (1.0% net) Details Status Verified Source SRC-CSB-EDGE-TC-2026-10 Issuer note Category "Others": 5% Jewels = 5 Jewels/₹100 (1.0% net). Inferred: Groceries is not in the T&C exclusion list — confirm in the Jupiter app.
Dining	5 Jewels/₹100	—	Category "Others": 5% Jewels = 5 Jewels/₹100 (1.0% net) Details Status Verified Source SRC-CSB-EDGE-TC-2026-10 Issuer note Category "Others": 5% Jewels = 5 Jewels/₹100 (1.0% net).
Food Delivery	5 Jewels/₹100	—	Category "Others": 5% Jewels = 5 Jewels/₹100 (1.0% net) Details Status Verified Source SRC-CSB-EDGE-TC-2026-10 Issuer note Category "Others": 5% Jewels = 5 Jewels/₹100 (1.0% net).
Shopping	5 Jewels/₹100	10,000 Jewels per statement	Only at Edge+ partner shopping merchants (Amazon, Flipkart, Myntra, Tata Cliq, Ajio, Nykaa, Croma, Reliance Digital, Trent / Tata Retail, Reliance Retail) Details Status Verified Applies only at Edge+ partner shopping merchants (Amazon, Flipkart, Myntra, Tata Cliq, Ajio, Nykaa, Croma, Reliance Digital, Trent / Tata Retail, Reliance Retail) Source SRC-CSB-EDGE-TC-2026-10 Issuer note Partner merchants only: 5% instant + 45% more if cycle spend > ₹15,000. From 05 Oct 2026: 5% Jewels instantly at the named partner merchants (Amazon, Flipkart, Myntra, Tata Cliq, Ajio, Nykaa, Croma, Reliance Digital, Trent/Tata Retail, Reliance Retail), plus a further 45% at cycle-end only if statement-cycle spends exceed ₹15,000 (so 50% Jewels in total). Until 04 Oct 2026: flat 50%. Caps 10,000 category / 3,000 merchant / 1,000 transaction Jewels per cycle. Other shopping earns "Others" 5% (engine credits partner merchants only).
Travel	5 Jewels/₹100	—	Jupiter Flights only at 25% Details Status Verified Source SRC-CSB-EDGE-TC-2026-10 Issuer note Jupiter Flights only at 25%; other travel earns 5%. 25% Jewels on Jupiter Flights only (no cap from 05 Oct 2026; 5,000 Jewels per cycle until 04 Oct 2026); all other travel earns "Others" 5% Jewels.
Government	No reward	—	— Details Status Verified — no reward Issuer note Government-related transactions earn no Jewels (T&C list of spends/MCCs that earn no Jewels: "Govt related transactions", MCC 9311, 9399).
Wallet	No reward	—	— Details Status Verified — no reward Issuer note Wallet loads / gift or prepaid card loads / voucher purchases earn no Jewels (T&C list of spends/MCCs that earn no Jewels). MITC: 1% wallet transaction fee.
Railways	5 Jewels/₹100	—	Category "Others": 5% Jewels = 5 Jewels/₹100 (1.0% net) Details Status Verified Source SRC-CSB-EDGE-TC-2026-10 Issuer note Category "Others": 5% Jewels = 5 Jewels/₹100 (1.0% net). Inferred: Railways is not in the T&C exclusion list — confirm in the Jupiter app.
FASTag	No reward	—	— Details Status Verified — no reward Issuer note Tolls earn no Jewels (T&C list of spends/MCCs that earn no Jewels: MCC 4784 Tolls, Road and Bridge Fees).
Jewellery	5 Jewels/₹100	—	Category "Others": 5% Jewels = 5 Jewels/₹100 (1.0% net) Details Status Verified Source SRC-CSB-EDGE-TC-2026-10 Issuer note Category "Others": 5% Jewels = 5 Jewels/₹100 (1.0% net). Inferred: Jewellery is not in the T&C exclusion list — confirm in the Jupiter app.
Telecom	No reward	—	— Details Status Verified — no reward Issuer note Telecom / cable / network services earn no Jewels (T&C list of spends/MCCs that earn no Jewels: MCC 4814, 4816, 4899).

“—” means not established. “Research pending” is not zero: it means DhanChakshu has not finished verifying that category, so it is not counted.

Cost & caps

What it costs to hold, and where rewards stop.

1st Year / Joining Fee

₹999 + taxes

Renewal Fee

Not recorded

Fee waiver

None

Reward caps

Shopping — 10,000 Jewels / statement (per category — Shopping)
Shopping — 3,000 Jewels / statement (per merchant — Shopping)
Shopping — 1,000 Jewels / transaction (per transaction — Shopping)

Spending thresholds

Spend ₹15,000 per statement → From 05 Oct 2026: remaining 45% Jewels (45 Jewels/₹100, 9.0% net) on named partner shopping merchants, credited at cycle-end only when total qualified spends for the statement cycle are GREATER THAN ₹15,000

Key benefits

Rewards

25 Jewels/₹100 on travel (only at Jupiter Flights)

Fuel surcharge waiver

1% fuel surcharge waiver (maximum ₹100, spend ₹400-₹3,000)

Foreign-currency markup

3.5% foreign-currency markup — MITC: 3.5% on every international transaction (+ GST)

Milestone benefit

From 05 Oct 2026: remaining 45% Jewels (45 Jewels/₹100, 9.0% net) on named partner shopping merchants, credited at cycle-end only when total qualified spends for the statement cycle are GREATER THAN ₹15,000

Important to know

Limits and exclusions that change what you earn.

Shopping reward (5 Jewels/₹100) applies only at Edge+ partner shopping merchants (Amazon, Flipkart, Myntra, Tata Cliq, Ajio, Nykaa, Croma, Reliance Digital, Trent / Tata Retail, Reliance Retail) — not to all shopping spends
Shopping rewards are capped at 10,000 Jewels / statement (per category — Shopping)
Shopping rewards are capped at 3,000 Jewels / statement (per merchant — Shopping)
No reward on: Rent, Insurance, Utilities, Fuel +4 more
Spend ₹15,000 per statement → From 05 Oct 2026: remaining 45% Jewels (45 Jewels/₹100, 9.0% net) on named partner shopping merchants, credited at cycle-end only when total qualified spends for the statement cycle are GREATER THAN ₹15,000

Who should consider this card

✓ Good fit if

Your spending is concentrated in travel, education, groceries
You regularly spend only at Edge+ partner shopping merchants (Amazon, Flipkart, Myntra, Tata Cliq, Ajio, Nykaa, Croma, Reliance Digital, Trent / Tata Retail, Reliance Retail)

△ Less useful if

Much of your spending is in rent, insurance, utilities, which earn nothing
Your spending is not only at Edge+ partner shopping merchants (Amazon, Flipkart, Myntra, Tata Cliq, Ajio, Nykaa, Croma, Reliance Digital, Trent / Tata Retail, Reliance Retail)

Compare with another card →Read card guides →

Full details

Everything else, expanded on demand.

Caps & exclusions · 3 caps · 8 no-reward categories

Caps

Shopping — 10,000 Jewels / statement (per category — Shopping)
Shopping — 3,000 Jewels / statement (per merchant — Shopping)
Shopping — 1,000 Jewels / transaction (per transaction — Shopping)

Categories with no reward or not eligible

Rent — No reward.
Insurance — No reward.
Utilities — No reward.
Fuel — No reward.
Government — No reward.
Wallet — No reward.
FASTag — No reward.
Telecom — No reward.

Milestones · 1 recorded

Spend ₹15,000 per statement — From 05 Oct 2026: remaining 45% Jewels (45 Jewels/₹100, 9.0% net) on named partner shopping merchants, credited at cycle-end only when total qualified spends for the statement cycle are GREATER THAN ₹15,000; otherwise auto-cancelled. Previously flat 50% with no threshold.

Eligibility

Subject to CSB Bank's underwriting and eligibility criteria. See the issuer's terms for current requirements.

Specifications

Payment network: RuPay
Airport lounge: Not recorded by DhanChakshu — check the issuer terms
Fuel surcharge waiver: 1% fuel surcharge waiver (maximum ₹100, spend ₹400-₹3,000)
Foreign-currency markup: 3.5% foreign-currency markup — MITC: 3.5% on every international transaction (+ GST); also on INR transactions at a merchant or payment gateway "based out of India" (MITC wording); DCC transactions 1.0%.

What DhanChakshu couldn't fully verify · 1 area

1 area needs further verification. None of these are counted as zero.

• Lounge benefit — not recorded; check the issuer terms

Sources & verification

Verification & sources · last checked 2026-10-06

Verification coverage: All 16 categories verified

Card record last checked: 2026-10-06

Documents used

edge_csb_bank_credit_card_terms_and_conditions_2025.pdf · SRC-CSB-EDGE-TC-2026-10 · 2026-10-06

CSB Edge credit Card MITC as on 29th Aug 2026 · SRC-CSB-EDGE-MITC-2026-08 · 2026-10-06