Verified — 16/16 categories
Axis
Axis My Zone
Best forDining
Earns4 EDGE/₹200 on dining — only at Axis partner dining/movies (partner list not researched)
1st Year / Joining Fee
₹500 + taxes
Renewal Fee
Not recorded
Fee waiver
₹1,50,000
annual spend
Network
Not recorded
Axis
Axis My Zone
Why this card may suit you
Based on the card's verified terms.
- Best suited to spending on dining, where it earns 4 EDGE/₹200 (only at Axis partner dining/movies (partner list not researched))
- Annual fee is waived at ₹1,50,000 yearly spend
How you earn
Reward rates at a glance — exactly as recorded for this card.
DiningOnly at Axis partner dining/movies (partner list not researched)4 EDGE/₹200
All 16 reward categories · 16 of 16 categories verified
| Category | Rate | Cap | Condition |
|---|---|---|---|
| Rent | Not eligible | — | Axis verified rule for RentDetails
|
| Education | Not eligible | — | Axis verified rule for EducationDetails
|
| Insurance | Not eligible | — | Insurance transactions excluded from rewards under Axis 2025 revised exclusionsDetails
|
| Utilities | Not eligible | — | Utility transactions excluded from rewards per Axis 2025 revised rulesDetails
|
| Fuel | Not eligible | — | Fuel transactions excluded from rewards (0%)Details
|
| Groceries | — | — | Axis verified rule for GroceriesDetails
|
| Dining | 4 EDGE/₹200 | 1,000 RP per month | Only at Axis partner dining/movies (partner list not researched)Details
|
| Food Delivery | — | — | Axis verified rule for Food DeliveryDetails
|
| Shopping | — | — | Axis verified rule for ShoppingDetails
|
| Travel | — | — | Axis verified rule for TravelDetails
|
| Government | Not eligible | — | Axis verified rule for GovernmentDetails
|
| Wallet | Not eligible | — | Axis verified rule for WalletDetails
|
| Railways | — | — | Axis verified rule for RailwaysDetails
|
| FASTag | Not eligible | — | Excluded from base and accelerated rewards per Axis common rulesDetails
|
| Jewellery | Not eligible | — | Excluded from base and accelerated rewards per Axis common rulesDetails
|
| Telecom | Not eligible | — | Utility transactions excluded from rewards per Axis 2025 revised rulesDetails
|
“—” means not established. “Research pending” is not zero: it means DhanChakshu has not finished verifying that category, so it is not counted.
Cost & caps
What it costs to hold, and where rewards stop.
1st Year / Joining Fee
₹500 + taxes
Renewal Fee
Not recorded
Fee waiver
₹1,50,000
annual spend
Reward caps
- Dining — 1,000 RP / month (shared cap — Dining)
Key benefits
Rewards
4 EDGE/₹200 on dining (only at Axis partner dining/movies (partner list not researched))
Fee waiver
Annual fee waived on ₹1,50,000 annual spend
Important to know
Limits and exclusions that change what you earn.
- Dining reward (4 EDGE/₹200) applies only at Axis partner dining/movies (partner list not researched) — not to all dining spends
- Dining rewards are capped at 1,000 RP / month (shared cap — Dining)
- Not eligible: Rent, Education, Insurance, Utilities +6 more
Who should consider this card
✓ Good fit if
- Your spending is concentrated in dining
- You regularly spend only at Axis partner dining/movies (partner list not researched)
- You can reach the ₹1,50,000 annual spend that waives the fee
△ Less useful if
- Much of your spending is in rent, education, insurance, which earn nothing
- Your spending is not only at Axis partner dining/movies (partner list not researched)
- You cannot reach the fee-waiver spend and would pay the annual fee
Full details
Everything else, expanded on demand.
Caps & exclusions · 1 caps · 10 no-reward categories
Caps
- Dining — 1,000 RP / month (shared cap — Dining)
Categories with no reward or not eligible
- Rent — Not eligible. Axis verified rule for Rent.
- Education — Not eligible. Axis verified rule for Education.
- Insurance — Not eligible. Insurance transactions excluded from rewards under Axis 2025 revised exclusions.
- Utilities — Not eligible. Utility transactions excluded from rewards per Axis 2025 revised rules.
- Fuel — Not eligible. Fuel transactions excluded from rewards (0%).
- Government — Not eligible. Axis verified rule for Government.
- Wallet — Not eligible. Axis verified rule for Wallet.
- FASTag — Not eligible. Excluded from base and accelerated rewards per Axis common rules.
- Jewellery — Not eligible. Excluded from base and accelerated rewards per Axis common rules.
- Telecom — Not eligible. Utility transactions excluded from rewards per Axis 2025 revised rules.
Milestones · none recorded
No milestone benefit is recorded for this card.
Eligibility
Subject to Axis's underwriting and eligibility criteria. See the issuer's terms for current requirements.
Specifications
- Payment network: Not recorded
- Airport lounge: Not recorded by DhanChakshu — check the issuer terms
- Fuel surcharge waiver: Not recorded by DhanChakshu — check the issuer terms
- Foreign-currency markup: Not recorded by DhanChakshu — check the issuer terms
What DhanChakshu couldn't fully verify · 5 areas
5 areas need further verification. None of these are counted as zero.
- • Partner eligibility — the qualifying partner list for "Axis partner dining/movies (partner list not researched)" is not available yet
- • Lounge benefit — not recorded; check the issuer terms
- • Fuel surcharge waiver — not recorded; check the issuer terms
- • Foreign-currency markup — not recorded; check the issuer terms
- • Payment network — not recorded
Sources & verification
Verification & sources · last checked 2026-09-22
Verification coverage: All 16 categories verified
Card record last checked: 2026-09-22
Documents used
My Zone rewards and merchant/offer conditions · AXIS-PASS3-09