Verified — 16/16 categories
Axis
Axis Bank Olympus Credit Card
Best forTravel & Insurance
Earns2 MILES/₹100 on travel
1st Year / Joining Fee
₹20,000 + taxes
Renewal Fee
Not recorded
Fee waiver
Not recorded
Network
Not recorded
Axis
Axis Bank Olympus Credit Card
Why this card may suit you
Based on the card's verified terms.
- Best suited to spending on travel and insurance, where it earns 2 MILES/₹100
How you earn
Reward rates at a glance — exactly as recorded for this card.
Travel2 MILES/₹100
Insurance1 MILES/₹100
Groceries1 MILES/₹100
Dining1 MILES/₹100
Food Delivery1 MILES/₹100
All 16 reward categories · 16 of 16 categories verified
| Category | Rate | Cap | Condition |
|---|---|---|---|
| Rent | No reward | — | —Details
|
| Education | No reward | — | —Details
|
| Insurance | 1 MILES/₹100 | — | 1 EDGE Mile / ₹100 on insurance paymentsDetails
|
| Utilities | No reward | — | —Details
|
| Fuel | No reward | — | —Details
|
| Groceries | 1 MILES/₹100 | — | 1 EDGE Mile / ₹100 on groceriesDetails
|
| Dining | 1 MILES/₹100 | — | 1 EDGE Mile / ₹100 on diningDetails
|
| Food Delivery | 1 MILES/₹100 | — | 1 EDGE Mile / ₹100 on food deliveryDetails
|
| Shopping | 1 MILES/₹100 | — | 1 EDGE Mile / ₹100 on shoppingDetails
|
| Travel | 2 MILES/₹100 | 4,000 MILES per month | 2 EDGE Miles / ₹100 intl (cap ₹2L/mo)Details
|
| Government | No reward | — | —Details
|
| Wallet | No reward | — | —Details
|
| Railways | 1 MILES/₹100 | — | 1 EDGE Mile / ₹100 on railwaysDetails
|
| FASTag | No reward | — | —Details
|
| Jewellery | 1 MILES/₹100 | — | 1 EDGE Mile / ₹100 on jewelleryDetails
|
| Telecom | No reward | — | —Details
|
“—” means not established. “Research pending” is not zero: it means DhanChakshu has not finished verifying that category, so it is not counted.
Cost & caps
What it costs to hold, and where rewards stop.
1st Year / Joining Fee
₹20,000 + taxes
Renewal Fee
Not recorded
Fee waiver
Not recorded
Reward caps
- Travel — 4,000 MILES / month (per category — Travel)
Key benefits
Rewards
2 MILES/₹100 on travel
Fuel surcharge waiver
1% fuel surcharge waiver on transactions ₹400-₹4,000, max waiver ₹400/month
Foreign-currency markup
1.8% foreign-currency markup — 1.80% forex markup on international transactions + 18% GST
Milestone benefit
Renewal benefit: 2,500 EDGE Miles (₹2,500 value) + ₹10,000 Taj/ITC luxury hotel voucher
Important to know
Limits and exclusions that change what you earn.
- Travel rewards are capped at 4,000 MILES / month (per category — Travel)
- No reward on: Rent, Education, Utilities, Fuel +4 more
Who should consider this card
✓ Good fit if
- Your spending is concentrated in travel, insurance, groceries
△ Less useful if
- Much of your spending is in rent, education, utilities, which earn nothing
- You do not want to pay an annual fee
Full details
Everything else, expanded on demand.
Caps & exclusions · 1 caps · 8 no-reward categories
Caps
- Travel — 4,000 MILES / month (per category — Travel)
Categories with no reward or not eligible
- Rent — No reward.
- Education — No reward.
- Utilities — No reward.
- Fuel — No reward.
- Government — No reward.
- Wallet — No reward.
- FASTag — No reward.
- Telecom — No reward.
Milestones · 1 recorded
- Milestone → benefit worth ₹12,500 — Renewal benefit: 2,500 EDGE Miles (₹2,500 value) + ₹10,000 Taj/ITC luxury hotel voucher.
Eligibility
Subject to Axis's underwriting and eligibility criteria. See the issuer's terms for current requirements.
Specifications
- Payment network: Not recorded
- Airport lounge: Not recorded by DhanChakshu — check the issuer terms
- Fuel surcharge waiver: 1% fuel surcharge waiver on transactions ₹400-₹4,000, max waiver ₹400/month.
- Foreign-currency markup: 1.8% foreign-currency markup — 1.80% forex markup on international transactions + 18% GST.
What DhanChakshu couldn't fully verify · 2 areas
2 areas need further verification. None of these are counted as zero.
- • Lounge benefit — not recorded; check the issuer terms
- • Payment network — not recorded
Sources & verification
Verification & sources · last checked 2026-09-27
Verification coverage: All 16 categories verified
Card record last checked: 2026-09-27
Documents used
Official Olympus product terms, Sep 22 2026 1:2 transfer ratio notice, partner caps · SRC-AXIS-OLYMPUS-SEP2026