Verified — 16/16 categories
ICICI · Visa
HPCL Super Saver
Best forUtilities & Fuel
Earns5% benefit on utilities
1st Year / Joining Fee
₹500 + taxes
Renewal Fee
Not recorded
Fee waiver
₹1,50,000
annual spend
Network
Visa
ICICI
HPCL Super Saver
VisaWhy this card may suit you
Based on the card's verified terms.
- Best suited to spending on utilities and fuel, where it earns 5% benefit
- Annual fee is waived at ₹1,50,000 yearly spend
How you earn
Reward rates at a glance — exactly as recorded for this card.
Utilities5% benefit
FuelOnly at HPCL outlets / HP Pay4% cashback
Groceries20 RP/₹100
Shopping2 RP/₹100
All 16 reward categories · 16 of 16 categories verified
| Category | Rate | Cap | Condition |
|---|---|---|---|
| Rent | No reward | — | —Details
|
| Education | — | — | Standard card reward rate appliesDetails
|
| Insurance | — | — | Insurance reward rate 1 RP/₹100, capped at 40,000 RP per statement cycleDetails
|
| Utilities | 5% benefit | 400 RP per month | Standard utility rate appliesDetails
|
| Fuel | 4% cashback | ₹200 per month | Only at HPCL outlets / HP PayDetails
|
| Groceries | 20 RP/₹100 | — | 20 RP/₹100 (5% value) on daily essentials capped at 400 RP/monthDetails
|
| Dining | — | — | Standard verified reward rate for HPCL Super Saver on DiningDetails
|
| Food Delivery | — | — | Standard verified reward rate for HPCL Super Saver on Food DeliveryDetails
|
| Shopping | 2 RP/₹100 | — | Standard card retail shopping reward rate appliesDetails
|
| Travel | — | — | Standard card travel reward rate appliesDetails
|
| Government | — | — | Standard verified reward rate for HPCL Super Saver on GovernmentDetails
|
| Wallet | No reward | — | —Details
|
| Railways | — | — | Standard verified reward rate for HPCL Super Saver on RailwaysDetails
|
| FASTag | — | — | Standard verified reward rate for HPCL Super Saver on FASTagDetails
|
| Jewellery | — | — | Standard verified reward rate for HPCL Super Saver on JewelleryDetails
|
| Telecom | — | — | Standard verified reward rate for HPCL Super Saver on TelecomDetails
|
“—” means not established. “Research pending” is not zero: it means DhanChakshu has not finished verifying that category, so it is not counted.
Cost & caps
What it costs to hold, and where rewards stop.
1st Year / Joining Fee
₹500 + taxes
Renewal Fee
Not recorded
Fee waiver
₹1,50,000
annual spend
Reward caps
- Utilities — 400 RP / month (per category — Utilities)
- Fuel — ₹200 / month (per category — Fuel)
Key benefits
Rewards
5% benefit on utilities
Fuel surcharge waiver
4% fuel cashback + 1% surcharge waiver + 20 RP essentials
Fee waiver
Annual fee waived on ₹1,50,000 annual spend
Important to know
Limits and exclusions that change what you earn.
- Fuel reward (4% cashback) applies only at HPCL outlets / HP Pay — not to all fuel spends
- Utilities rewards are capped at 400 RP / month (per category — Utilities)
- Fuel rewards are capped at ₹200 / month (per category — Fuel)
- No reward on: Rent, Wallet
Who should consider this card
✓ Good fit if
- Your spending is concentrated in utilities, fuel, groceries
- You regularly spend only at HPCL outlets / HP Pay
- You can reach the ₹1,50,000 annual spend that waives the fee
△ Less useful if
- Much of your spending is in rent, wallet, which earn nothing
- Your spending is not only at HPCL outlets / HP Pay
- You cannot reach the fee-waiver spend and would pay the annual fee
Full details
Everything else, expanded on demand.
Caps & exclusions · 2 caps · 2 no-reward categories
Caps
- Utilities — 400 RP / month (per category — Utilities)
- Fuel — ₹200 / month (per category — Fuel)
Categories with no reward or not eligible
- Rent — No reward.
- Wallet — No reward.
Milestones · none recorded
No milestone benefit is recorded for this card.
Eligibility
Bank underwriting; eligibility varies
Specifications
- Payment network: Visa
- Airport lounge: Lounge/movie/dining benefits
- Fuel surcharge waiver: 4% fuel cashback + 1% surcharge waiver + 20 RP essentials
- Foreign-currency markup: Not recorded by DhanChakshu — check the issuer terms
What DhanChakshu couldn't fully verify · 1 area
1 area needs further verification. None of these are counted as zero.
- • Foreign-currency markup — not recorded; check the issuer terms
Sources & verification
Verification & sources · last checked 2026-09-23
Verification coverage: All 16 categories verified
Card record last checked: 2026-09-23
Official product page: https://campaigns.icicibank.com/credit-card/alumni/index.html
Documents used
SRC-ICICI-MITC · SRC-ICICI-MITC