Research coverage — 0/16 categories
IDFC FIRST
FIRST EA₹N Credit Card
Best forNot enough verified categories yet
EarnsSee reward categories below
1st Year / Joining Fee
₹499 + taxes
Renewal Fee
Not recorded
Fee waiver
Not recorded
Network
Not recorded
IDFC FIRST
FIRST EA₹N Credit Card
How you earn
Reward rates at a glance — exactly as recorded for this card.
No earning category has been verified yet — see the category table for the current status of each.
All 16 reward categories · 0 of 16 categories verified
| Category | Rate | Cap | Condition |
|---|---|---|---|
| Rent | — | — | Research pendingDetails
|
| Education | — | — | Research pendingDetails
|
| Insurance | — | — | Research pendingDetails
|
| Utilities | — | — | Research pendingDetails
|
| Fuel | — | — | Research pendingDetails
|
| Groceries | — | — | Research pendingDetails
|
| Dining | — | — | Research pendingDetails
|
| Food Delivery | — | — | Research pendingDetails
|
| Shopping | — | — | Research pendingDetails
|
| Travel | — | — | Research pendingDetails
|
| Government | — | — | Research pendingDetails
|
| Wallet | — | — | Research pendingDetails
|
| Railways | — | — | Research pendingDetails
|
| FASTag | — | — | Research pendingDetails
|
| Jewellery | — | — | Research pendingDetails
|
| Telecom | — | — | Research pendingDetails
|
“—” means not established. “Research pending” is not zero: it means DhanChakshu has not finished verifying that category, so it is not counted.
Cost & caps
What it costs to hold, and where rewards stop.
1st Year / Joining Fee
₹499 + taxes
Renewal Fee
Not recorded
Fee waiver
Not recorded
Reward caps
No reward cap is recorded in DhanChakshu's verified data. Check the issuer terms for any additional limits.
Key benefits
Fuel surcharge waiver
1% fuel surcharge waiver for transactions between ₹200 and ₹5,000 subject to monthly cap
Important to know
Limits and exclusions that change what you earn.
- Research pending: Rent, Education, Insurance, Utilities +12 more — not counted
Who should consider this card
✓ Good fit if
△ Less useful if
- You do not want to pay an annual fee
Full details
Everything else, expanded on demand.
Caps & exclusions · 0 caps · 0 no-reward categories
Caps
No cap recorded.
Categories with no reward or not eligible
None recorded.
Milestones · none recorded
No milestone benefit is recorded for this card.
Eligibility
Subject to IDFC FIRST's underwriting and eligibility criteria. See the issuer's terms for current requirements.
Specifications
- Payment network: Not recorded
- Airport lounge: Not recorded by DhanChakshu — check the issuer terms
- Fuel surcharge waiver: 1% fuel surcharge waiver for transactions between ₹200 and ₹5,000 subject to monthly cap. GST is not waived.
- Foreign-currency markup: Not recorded by DhanChakshu — check the issuer terms
What DhanChakshu couldn't fully verify · 19 areas
19 areas need further verification. None of these are counted as zero.
- • Rent — research pending
- • Education — research pending
- • Insurance — research pending
- • Utilities — research pending
- • Fuel — research pending
- • Groceries — research pending
- • Dining — research pending
- • Food Delivery — research pending
- • Shopping — research pending
- • Travel — research pending
- • Government — research pending
- • Wallet — research pending
- • Railways — research pending
- • FASTag — research pending
- • Jewellery — research pending
- • Telecom — research pending
- • Lounge benefit — not recorded; check the issuer terms
- • Foreign-currency markup — not recorded; check the issuer terms
- • Payment network — not recorded
Sources & verification
Verification & sources · last checked 2026-09-23
Verification coverage: 0 of 16 categories verified · 16 still being verified
Card record last checked: 2026-09-23
Documents used