Verified — 16/16 categories
Axis
Axis Fibe
Best forDining & Food Delivery
Earns3% cashback on dining an on dining
1st Year / Joining Fee
₹500 + taxes
Renewal Fee
Not recorded
Fee waiver
₹2,00,000
annual spend
Network
Not recorded
Axis
Axis Fibe
Why this card may suit you
Based on the card's verified terms.
- Best suited to spending on dining and food delivery, where it earns 3% cashback on dining an
- Annual fee is waived at ₹2,00,000 yearly spend
How you earn
Reward rates at a glance — exactly as recorded for this card.
Dining3% cashback on dining an
Food Delivery3% cashback
Shopping1% cashback
All 16 reward categories · 16 of 16 categories verified
| Category | Rate | Cap | Condition |
|---|---|---|---|
| Rent | Not eligible | — | Axis verified rule for RentDetails
|
| Education | Not eligible | — | Axis verified rule for EducationDetails
|
| Insurance | Not eligible | — | Insurance transactions excluded from rewards under Axis 2025 revised exclusionsDetails
|
| Utilities | Not eligible | — | Utility transactions excluded from rewards per Axis 2025 revised rulesDetails
|
| Fuel | Not eligible | — | Fuel transactions excluded from rewards (0%)Details
|
| Groceries | — | — | Axis verified rule for GroceriesDetails
|
| Dining | 3% cashback on dining an | — | 3% cashback on dining and food delivery (capped ₹1,500/cycle)Details
|
| Food Delivery | 3% cashback | ₹1,500 per statement | 3% cashback on dining and food delivery (capped ₹1,500/cycle)Details
|
| Shopping | 1% cashback | — | Axis verified rule for ShoppingDetails
|
| Travel | — | — | Axis verified rule for TravelDetails
|
| Government | Not eligible | — | Axis verified rule for GovernmentDetails
|
| Wallet | Not eligible | — | Axis verified rule for WalletDetails
|
| Railways | — | — | Axis verified rule for RailwaysDetails
|
| FASTag | Not eligible | — | Excluded from base and accelerated rewards per Axis common rulesDetails
|
| Jewellery | Not eligible | — | Excluded from base and accelerated rewards per Axis common rulesDetails
|
| Telecom | Not eligible | — | Utility transactions excluded from rewards per Axis 2025 revised rulesDetails
|
“—” means not established. “Research pending” is not zero: it means DhanChakshu has not finished verifying that category, so it is not counted.
Cost & caps
What it costs to hold, and where rewards stop.
1st Year / Joining Fee
₹500 + taxes
Renewal Fee
Not recorded
Fee waiver
₹2,00,000
annual spend
Reward caps
- Food Delivery — ₹1,500 / statement (shared cap — Food Delivery)
Key benefits
Rewards
3% cashback on dining an on dining
Fee waiver
Annual fee waived on ₹2,00,000 annual spend
Important to know
Limits and exclusions that change what you earn.
- Food Delivery rewards are capped at ₹1,500 / statement (shared cap — Food Delivery)
- Not eligible: Rent, Education, Insurance, Utilities +6 more
Who should consider this card
✓ Good fit if
- Your spending is concentrated in dining, food delivery, shopping
- You can reach the ₹2,00,000 annual spend that waives the fee
△ Less useful if
- Much of your spending is in rent, education, insurance, which earn nothing
- You cannot reach the fee-waiver spend and would pay the annual fee
Full details
Everything else, expanded on demand.
Caps & exclusions · 1 caps · 10 no-reward categories
Caps
- Food Delivery — ₹1,500 / statement (shared cap — Food Delivery)
Categories with no reward or not eligible
- Rent — Not eligible. Axis verified rule for Rent.
- Education — Not eligible. Axis verified rule for Education.
- Insurance — Not eligible. Insurance transactions excluded from rewards under Axis 2025 revised exclusions.
- Utilities — Not eligible. Utility transactions excluded from rewards per Axis 2025 revised rules.
- Fuel — Not eligible. Fuel transactions excluded from rewards (0%).
- Government — Not eligible. Axis verified rule for Government.
- Wallet — Not eligible. Axis verified rule for Wallet.
- FASTag — Not eligible. Excluded from base and accelerated rewards per Axis common rules.
- Jewellery — Not eligible. Excluded from base and accelerated rewards per Axis common rules.
- Telecom — Not eligible. Utility transactions excluded from rewards per Axis 2025 revised rules.
Milestones · none recorded
No milestone benefit is recorded for this card.
Eligibility
Subject to Axis's underwriting and eligibility criteria. See the issuer's terms for current requirements.
Specifications
- Payment network: Not recorded
- Airport lounge: Not recorded by DhanChakshu — check the issuer terms
- Fuel surcharge waiver: Not recorded by DhanChakshu — check the issuer terms
- Foreign-currency markup: Not recorded by DhanChakshu — check the issuer terms
What DhanChakshu couldn't fully verify · 4 areas
4 areas need further verification. None of these are counted as zero.
- • Lounge benefit — not recorded; check the issuer terms
- • Fuel surcharge waiver — not recorded; check the issuer terms
- • Foreign-currency markup — not recorded; check the issuer terms
- • Payment network — not recorded
Sources & verification
Verification & sources · last checked 2026-09-22
Verification coverage: All 16 categories verified
Card record last checked: 2026-09-22
Documents used