Verified — 16/16 categories
RBL Bank
ShopRite
Best forGroceries & Dining
Earns20 RP/₹100 on groceries
1st Year / Joining Fee
₹500 + taxes
Renewal Fee
Not recorded
Fee waiver
₹1,50,000
annual spend
Network
Not recorded
RBL Bank
ShopRite
Why this card may suit you
Based on the card's verified terms.
- Best suited to spending on groceries and dining, where it earns 20 RP/₹100
- Annual fee is waived at ₹1,50,000 yearly spend
How you earn
Reward rates at a glance — exactly as recorded for this card.
Groceries20 RP/₹100
Dining1 RP/₹100
Food Delivery1 RP/₹100
Travel1 RP/₹100
Jewellery1 RP/₹100
All 16 reward categories · 16 of 16 categories verified
| Category | Rate | Cap | Condition |
|---|---|---|---|
| Rent | Not a good fit | — | Rental payments (MCC 6513) strictly excluded from reward points accrual per RBL Cardmember Agreement and Schedule of ChargesDetails
|
| Education | Not a good fit | — | Education payments (MCC 8211, 8220, 8244) excluded from reward points accrual per RBL Cardmember Agreement Section 4 and Exclusion ScheduleDetails
|
| Insurance | Not a good fit | — | Insurance premium payments (MCC 6300, 6310) excluded from reward points accrual per RBL Cardmember Agreement Section 4 and Exclusion ScheduleDetails
|
| Utilities | Not a good fit | — | Utility bill payments (MCC 4900) excluded from reward points accrual per RBL Cardmember Agreement Section 4 and Exclusion ScheduleDetails
|
| Fuel | Not a good fit | — | Fuel purchases (MCC 5541, 5542) receive surcharge waiver onlyDetails
|
| Groceries | 20 RP/₹100 | 1,000 RP per month | Explicit RBL source-gated ruleDetails
|
| Dining | 1 RP/₹100 | — | General retail base 1 RP/₹100 (₹0.25/RP) per SRC-RBL-SHOPRITE-01Details
|
| Food Delivery | 1 RP/₹100 | — | General retail base 1 RP/₹100 (₹0.25/RP) per SRC-RBL-SHOPRITE-01Details
|
| Shopping | — | — | Explicit RBL source-gated ruleDetails
|
| Travel | 1 RP/₹100 | — | General retail base 1 RP/₹100 (₹0.25/RP) per SRC-RBL-SHOPRITE-01Details
|
| Government | Not a good fit | — | Government and tax payments (MCC 9311, 9399, 9400) strictly excluded from reward points accrual per RBL Cardmember Agreement Section 4Details
|
| Wallet | Not a good fit | — | Wallet loading transactions (MCC 6540) strictly excluded from reward points accrual per RBL Cardmember Agreement Section 4Details
|
| Railways | Not a good fit | — | Railway transactions (MCC 0066, 4011, 4112) excluded from reward points accrual per RBL Cardmember Agreement Section 4 and Exclusion ScheduleDetails
|
| FASTag | Not a good fit | — | FASTag / toll transactions (MCC 4784) excluded from reward points accrual per RBL Cardmember Agreement Section 4 and Exclusion ScheduleDetails
|
| Jewellery | 1 RP/₹100 | — | General retail base 1 RP/₹100 (₹0.25/RP) per SRC-RBL-SHOPRITE-01Details
|
| Telecom | Not a good fit | — | Telecom service payments (MCC 4812, 4814, 4899) excluded from reward points accrual per RBL Cardmember Agreement Section 4 and Exclusion ScheduleDetails
|
“—” means not established. “Research pending” is not zero: it means DhanChakshu has not finished verifying that category, so it is not counted.
Cost & caps
What it costs to hold, and where rewards stop.
1st Year / Joining Fee
₹500 + taxes
Renewal Fee
Not recorded
Fee waiver
₹1,50,000
annual spend
Reward caps
- Groceries — 1,000 RP / month (per category — Groceries)
Key benefits
Rewards
20 RP/₹100 on groceries
Fee waiver
Annual fee waived on ₹1,50,000 annual spend
Important to know
Limits and exclusions that change what you earn.
- Groceries rewards are capped at 1,000 RP / month (per category — Groceries)
- Not recommended for: Rent, Education, Insurance, Utilities +6 more
Who should consider this card
✓ Good fit if
- Your spending is concentrated in groceries, dining, food delivery
- You can reach the ₹1,50,000 annual spend that waives the fee
△ Less useful if
- Much of your spending is in rent, education, insurance, which earn nothing
- You cannot reach the fee-waiver spend and would pay the annual fee
Full details
Everything else, expanded on demand.
Caps & exclusions · 1 caps · 10 no-reward categories
Caps
- Groceries — 1,000 RP / month (per category — Groceries)
Categories with no reward or not eligible
- Rent — Not a good fit. Rental payments (MCC 6513) strictly excluded from reward points accrual per RBL Cardmember Agreement and Schedule of Charges.
- Education — Not a good fit. Education payments (MCC 8211, 8220, 8244) excluded from reward points accrual per RBL Cardmember Agreement Section 4 and Exclusion Schedule.
- Insurance — Not a good fit. Insurance premium payments (MCC 6300, 6310) excluded from reward points accrual per RBL Cardmember Agreement Section 4 and Exclusion Schedule.
- Utilities — Not a good fit. Utility bill payments (MCC 4900) excluded from reward points accrual per RBL Cardmember Agreement Section 4 and Exclusion Schedule.
- Fuel — Not a good fit. Fuel purchases (MCC 5541, 5542) receive surcharge waiver only.
- Government — Not a good fit. Government and tax payments (MCC 9311, 9399, 9400) strictly excluded from reward points accrual per RBL Cardmember Agreement Section 4.
- Wallet — Not a good fit. Wallet loading transactions (MCC 6540) strictly excluded from reward points accrual per RBL Cardmember Agreement Section 4.
- Railways — Not a good fit. Railway transactions (MCC 0066, 4011, 4112) excluded from reward points accrual per RBL Cardmember Agreement Section 4 and Exclusion Schedule.
- FASTag — Not a good fit. FASTag / toll transactions (MCC 4784) excluded from reward points accrual per RBL Cardmember Agreement Section 4 and Exclusion Schedule.
- Telecom — Not a good fit. Telecom service payments (MCC 4812, 4814, 4899) excluded from reward points accrual per RBL Cardmember Agreement Section 4 and Exclusion Schedule.
Milestones · none recorded
No milestone benefit is recorded for this card.
Eligibility
Subject to RBL Bank's underwriting and eligibility criteria. See the issuer's terms for current requirements.
Specifications
- Payment network: Not recorded
- Airport lounge: Not recorded by DhanChakshu — check the issuer terms
- Fuel surcharge waiver: Not recorded by DhanChakshu — check the issuer terms
- Foreign-currency markup: Not recorded by DhanChakshu — check the issuer terms
What DhanChakshu couldn't fully verify · 4 areas
4 areas need further verification. None of these are counted as zero.
- • Lounge benefit — not recorded; check the issuer terms
- • Fuel surcharge waiver — not recorded; check the issuer terms
- • Foreign-currency markup — not recorded; check the issuer terms
- • Payment network — not recorded
Sources & verification
Verification & sources · last checked 2026-09-21
Verification coverage: All 16 categories verified
Card record last checked: 2026-09-21
Documents used
RBL Phase 14 research / current issuer evidence · RBL Phase 14 research / current issuer evidence
RBL Bank ShopRite Credit Card Schedule of Benefits & Terms · SRC-RBL-SHOPRITE-01