Verified — 16/16 categories
Standard Chartered · Visa
Standard Chartered EaseMyTrip Credit Card
Best forTravel & Education
Earns10 RP/₹100 on travel — on direct airline/hotel bookings (not via aggregators)
Discounts20% off hotels, 10% off flights, ₹125 off bus bookings at EaseMyTrip
1st Year / Joining Fee
₹350 + taxes
Renewal Fee
Not recorded
Fee waiver
₹50,000
annual spend
Network
Visa
Standard Chartered
Standard Chartered EaseMyTrip Credit Card
VisaWhy this card may suit you
Based on the card's verified terms.
- Best suited to spending on travel and education, where it earns 10 RP/₹100, on direct airline/hotel bookings (not via aggregators)
- Booking discounts at EaseMyTrip: 20% off hotels, 10% off flights, ₹125 off bus bookings (promo code EMTSCB)
- Annual fee is waived at ₹50,000 yearly spend
How you earn
Reward rates at a glance — exactly as recorded for this card.
Discounts, not rewardsEaseMyTrip travel benefits
Hotel bookings20% discount
Flight bookings10% discount
Bus bookingson minimum ₹500 booking₹125 off
Applies on the EaseMyTrip website/app with promo code EMTSCB.
Reward points
TravelOn direct airline/hotel bookings (not via aggregators)10 RP/₹100
Education2 RP/₹100
Insurance2 RP/₹100
Utilities2 RP/₹100
Groceries2 RP/₹100
All 16 reward categories · 16 of 16 categories verified
| Category | Rate | Cap | Condition |
|---|---|---|---|
| Rent | No reward | — | —Details
|
| Education | 2 RP/₹100 | — | 2 RP / ₹100 (0.50%) on education spendsDetails
|
| Insurance | 2 RP/₹100 | — | 2 RP / ₹100 (0.50%) on insurance paymentsDetails
|
| Utilities | 2 RP/₹100 | — | 2 RP / ₹100 (0.50%) on utility bill paymentsDetails
|
| Fuel | No reward | — | —Details
|
| Groceries | 2 RP/₹100 | — | 2 RP / ₹100 (0.50%) on groceriesDetails
|
| Dining | 2 RP/₹100 | — | 2 RP / ₹100 (0.50%) on diningDetails
|
| Food Delivery | 2 RP/₹100 | — | 2 RP / ₹100 (0.50%) on food deliveryDetails
|
| Shopping | 2 RP/₹100 | — | 2 RP / ₹100 (0.50%) on general retail shoppingDetails
|
| Travel | 10 RP/₹100 | — | 10 RP / ₹100 on direct airline/hotel bookings (not via aggregators) · Separately: EaseMyTrip booking discounts (not rewards)Details
|
| Government | No reward | — | —Details
|
| Wallet | No reward | — | —Details
|
| Railways | 2 RP/₹100 | — | 2 RP / ₹100 (0.50%) on railway bookingsDetails
|
| FASTag | 2 RP/₹100 | — | 2 RP / ₹100 (0.50%) on FASTagDetails
|
| Jewellery | 2 RP/₹100 | — | 2 RP / ₹100 (0.50%) on jewelleryDetails
|
| Telecom | 2 RP/₹100 | — | 2 RP / ₹100 (0.50%) on telecomDetails
|
“—” means not established. “Research pending” is not zero: it means DhanChakshu has not finished verifying that category, so it is not counted.
Cost & caps
What it costs to hold, and where rewards stop.
1st Year / Joining Fee
₹350 + taxes
Renewal Fee
Not recorded
Fee waiver
₹50,000
annual spend
Reward caps
No reward cap is recorded in DhanChakshu's verified data. Check the issuer terms for any additional limits.
Key benefits
Rewards
10 RP/₹100 on travel — on direct airline/hotel bookings (not via aggregators)
EaseMyTrip offer
Assured discounts on all travel bookings at EaseMyTrip website/app using promo code 'EMTSCB'
Fuel surcharge waiver
1% fuel surcharge waiver up to ₹200/month
Fee waiver
Annual fee waived on ₹50,000 annual spend
Important to know
Limits and exclusions that change what you earn.
- EaseMyTrip discount limits
- Hotels: maximum discount ₹5,000 on domestic bookings
- Hotels: maximum discount ₹10,000 on international bookings
- Flights: maximum discount ₹1,000 on domestic bookings
- Flights: maximum discount ₹5,000 on international bookings
- Bus: ₹125 off on minimum ₹500 booking
- No reward on: Rent, Fuel, Government, Wallet
Who should consider this card
✓ Good fit if
- Your spending is concentrated in travel, education, insurance
- You can reach the ₹50,000 annual spend that waives the fee
- You book hotels, flights, bus on EaseMyTrip
△ Less useful if
- You do not book through EaseMyTrip, so its discounts do not apply
- Much of your spending is in rent, fuel, government, which earn nothing
- You cannot reach the fee-waiver spend and would pay the annual fee
Full details
Everything else, expanded on demand.
Caps & exclusions · 0 caps · 4 no-reward categories
Caps
No cap recorded.
Categories with no reward or not eligible
- Rent — No reward.
- Fuel — No reward.
- Government — No reward.
- Wallet — No reward.
Milestones · none recorded
No milestone benefit is recorded for this card.
Eligibility
Subject to Standard Chartered's underwriting and eligibility criteria. See the issuer's terms for current requirements.
Specifications
- Payment network: Visa
- Airport lounge: Not recorded by DhanChakshu — check the issuer terms
- Fuel surcharge waiver: 1% fuel surcharge waiver up to ₹200/month.
- Foreign-currency markup: Not recorded by DhanChakshu — check the issuer terms
What DhanChakshu couldn't fully verify · 2 areas
2 areas need further verification. None of these are counted as zero.
- • Lounge benefit — not recorded; check the issuer terms
- • Foreign-currency markup — not recorded; check the issuer terms
Sources & verification
Verification & sources · last checked 2026-09-27
Verification coverage: All 16 categories verified
Card record last checked: 2026-09-27
Documents used
Standard Chartered EaseMyTrip credit card — product terms and conditions · SRC-SC-EMT-PRODUCT-TNC · 2026-10-09
Official product page, flight/hotel promo code terms, standalone travel earn · SRC-SC-EASEMYTRIP-SCHEDULE