Research coverage — 14/16 categories
YES Bank · RuPay
YES BANK POP-CLUB Credit Card
Best forDining & Food Delivery
Earns10 RP/₹100 on dining
1st Year / Joining Fee
₹0
Renewal Fee
₹399 + taxes
Fee waiver
₹1,50,000
annual spend
Network
RuPay
YES Bank
YES BANK POP-CLUB Credit Card
RuPayWhy this card may suit you
Based on the card's verified terms.
- Best suited to spending on dining and food delivery, where it earns 10 RP/₹100
- Annual fee is waived at ₹1,50,000 yearly spend
How you earn
Reward rates at a glance — exactly as recorded for this card.
Dining10 RP/₹100
Food Delivery10 RP/₹100
Shopping10 RP/₹100
Groceries2 RP/₹100
All 16 reward categories · 14 of 16 categories verified
| Category | Rate | Cap | Condition |
|---|---|---|---|
| Rent | No reward | — | —Details
|
| Education | Not a good fit | — | Education transactions strictly excluded from earning POPcoins per official YES Bank POP-CLUB termsDetails
|
| Insurance | Not a good fit | — | Insurance premium payments strictly excluded from earning POPcoins per official YES Bank POP-CLUB termsDetails
|
| Utilities | Not a good fit | — | Utility bill payments strictly excluded from earning POPcoins per official YES Bank POP-CLUB termsDetails
|
| Fuel | No reward | — | —Details
|
| Groceries | 2 RP/₹100 | — | 2 POPcoins per ₹100 spent offline (0.50% value at ₹0.25/coin)Details
|
| Dining | 10 RP/₹100 | — | 10 POPcoins per ₹100 spent online (2.50% value at ₹0.25/coin)Details
|
| Food Delivery | 10 RP/₹100 | — | 10 POPcoins per ₹100 spent online (2.50% value at ₹0.25/coin)Details
|
| Shopping | 10 RP/₹100 | — | 10 POPcoins per ₹100 spent online (2.50% value at ₹0.25/coin)Details
|
| Travel | — | — | Research pendingDetails
|
| Government | No reward | — | —Details
|
| Wallet | No reward | — | —Details
|
| Railways | Not a good fit | — | Passenger Railways (MCC 4112) strictly excluded from earning POPcoins per YES Bank regulatory circular effDetails
|
| FASTag | Not a good fit | — | Toll and bridge fees (MCC 4784) strictly excluded from earning POPcoins per YES Bank regulatory circular effDetails
|
| Jewellery | Not a good fit | — | Jewellery purchases (MCC 5094, 5944) strictly excluded from earning POPcoins per YES Bank regulatory circular effDetails
|
| Telecom | — | — | Research pendingDetails
|
“—” means not established. “Research pending” is not zero: it means DhanChakshu has not finished verifying that category, so it is not counted.
Cost & caps
What it costs to hold, and where rewards stop.
1st Year / Joining Fee
₹0
Renewal Fee
₹399 + taxes
Fee waiver
₹1,50,000
annual spend
Reward caps
No reward cap is recorded in DhanChakshu's verified data. Check the issuer terms for any additional limits.
Key benefits
Rewards
10 RP/₹100 on dining
Fuel surcharge waiver
fuel surcharge waiver 1%
Fee waiver
Annual fee waived on ₹1,50,000 annual spend
Important to know
Limits and exclusions that change what you earn.
- No reward on: Rent, Fuel, Government, Wallet
- Not recommended for: Education, Insurance, Utilities, Railways +2 more
- Research pending: Travel, Telecom — not counted
Who should consider this card
✓ Good fit if
- Your spending is concentrated in dining, food delivery, shopping
- You can reach the ₹1,50,000 annual spend that waives the fee
△ Less useful if
- Much of your spending is in rent, education, insurance, which earn nothing
- You cannot reach the fee-waiver spend and would pay the annual fee
Full details
Everything else, expanded on demand.
Caps & exclusions · 0 caps · 10 no-reward categories
Caps
No cap recorded.
Categories with no reward or not eligible
- Rent — No reward.
- Education — Not a good fit. Education transactions strictly excluded from earning POPcoins per official YES Bank POP-CLUB terms.
- Insurance — Not a good fit. Insurance premium payments strictly excluded from earning POPcoins per official YES Bank POP-CLUB terms.
- Utilities — Not a good fit. Utility bill payments strictly excluded from earning POPcoins per official YES Bank POP-CLUB terms.
- Fuel — No reward.
- Government — No reward.
- Wallet — No reward.
- Railways — Not a good fit. Passenger Railways (MCC 4112) strictly excluded from earning POPcoins per YES Bank regulatory circular eff.
- FASTag — Not a good fit. Toll and bridge fees (MCC 4784) strictly excluded from earning POPcoins per YES Bank regulatory circular eff.
- Jewellery — Not a good fit. Jewellery purchases (MCC 5094, 5944) strictly excluded from earning POPcoins per YES Bank regulatory circular eff.
Milestones · none recorded
No milestone benefit is recorded for this card.
Eligibility
Subject to YES Bank's underwriting and eligibility criteria. See the issuer's terms for current requirements.
Specifications
- Payment network: RuPay
- Airport lounge: Not recorded by DhanChakshu — check the issuer terms
- Fuel surcharge waiver: fuel surcharge waiver 1%
- Foreign-currency markup: Not recorded by DhanChakshu — check the issuer terms
What DhanChakshu couldn't fully verify · 4 areas
4 areas need further verification. None of these are counted as zero.
- • Travel — research pending
- • Telecom — research pending
- • Lounge benefit — not recorded; check the issuer terms
- • Foreign-currency markup — not recorded; check the issuer terms
Sources & verification
Verification & sources · last checked 2026-09-27
Verification coverage: 14 of 16 categories verified · 2 still being verified
Card record last checked: 2026-09-27
Documents used
YES BANK POP-CLUB Credit Card Product Page & Terms · YES-SRC-005 · 2026-09-27
YES BANK Credit Card - Most Important Terms and Conditions (MITC) · YES-MITC-2026 · 2026-10-10