Verified — 16/16 categories
ICICI
Emirates ICICI Sapphiro
Best forTravel
Earns1.5 Miles/₹100 on travel
1st Year / Joining Fee
₹5,000 + taxes
Renewal Fee
Not recorded
Fee waiver
Not recorded
Network
Not recorded
ICICI
Emirates ICICI Sapphiro
Why this card may suit you
Based on the card's verified terms.
- Best suited to spending on travel, where it earns 1.5 Miles/₹100
How you earn
Reward rates at a glance — exactly as recorded for this card.
Travel1.5 Miles/₹100
All 16 reward categories · 16 of 16 categories verified
| Category | Rate | Cap | Condition |
|---|---|---|---|
| Rent | No reward | — | —Details
|
| Education | — | — | Standard card reward rate appliesDetails
|
| Insurance | — | — | Standard card insurance reward rate appliesDetails
|
| Utilities | — | — | Standard utility rate appliesDetails
|
| Fuel | No reward | — | —Details
|
| Groceries | — | — | Standard retail reward rate appliesDetails
|
| Dining | — | — | Standard verified reward rate for Emirates ICICI Sapphiro on DiningDetails
|
| Food Delivery | — | — | Standard verified reward rate for Emirates ICICI Sapphiro on Food DeliveryDetails
|
| Shopping | — | — | Standard card retail shopping reward rate appliesDetails
|
| Travel | 1.5 Miles/₹100 | — | 1.5 Skywards Miles/₹100 on international and domestic travelDetails
|
| Government | — | — | Standard verified reward rate for Emirates ICICI Sapphiro on GovernmentDetails
|
| Wallet | No reward | — | —Details
|
| Railways | — | — | Standard verified reward rate for Emirates ICICI Sapphiro on RailwaysDetails
|
| FASTag | — | — | Standard verified reward rate for Emirates ICICI Sapphiro on FASTagDetails
|
| Jewellery | — | — | Standard verified reward rate for Emirates ICICI Sapphiro on JewelleryDetails
|
| Telecom | — | — | Standard verified reward rate for Emirates ICICI Sapphiro on TelecomDetails
|
“—” means not established. “Research pending” is not zero: it means DhanChakshu has not finished verifying that category, so it is not counted.
Cost & caps
What it costs to hold, and where rewards stop.
1st Year / Joining Fee
₹5,000 + taxes
Renewal Fee
Not recorded
Fee waiver
Not recorded
Reward caps
No reward cap is recorded in DhanChakshu's verified data. Check the issuer terms for any additional limits.
Key benefits
Rewards
1.5 Miles/₹100 on travel
Important to know
Limits and exclusions that change what you earn.
- No reward on: Rent, Fuel, Wallet
Who should consider this card
✓ Good fit if
- Your spending is concentrated in travel
△ Less useful if
- Much of your spending is in rent, fuel, wallet, which earn nothing
- You do not want to pay an annual fee
Full details
Everything else, expanded on demand.
Caps & exclusions · 0 caps · 3 no-reward categories
Caps
No cap recorded.
Categories with no reward or not eligible
- Rent — No reward.
- Fuel — No reward.
- Wallet — No reward.
Milestones · none recorded
No milestone benefit is recorded for this card.
Eligibility
Subject to ICICI's underwriting and eligibility criteria. See the issuer's terms for current requirements.
Specifications
- Payment network: Not recorded
- Airport lounge: Not recorded by DhanChakshu — check the issuer terms
- Fuel surcharge waiver: Not recorded by DhanChakshu — check the issuer terms
- Foreign-currency markup: Not recorded by DhanChakshu — check the issuer terms
What DhanChakshu couldn't fully verify · 4 areas
4 areas need further verification. None of these are counted as zero.
- • Lounge benefit — not recorded; check the issuer terms
- • Fuel surcharge waiver — not recorded; check the issuer terms
- • Foreign-currency markup — not recorded; check the issuer terms
- • Payment network — not recorded
Sources & verification
Verification & sources · last checked 2026-09-23
Verification coverage: All 16 categories verified
Card record last checked: 2026-09-23
Documents used
SRC-ICICI-MITC · SRC-ICICI-MITC