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DhanChakshu
Aapke Paise Ke Liye Sahi Nazar
Verified — 16/16 categories
Kotak

Kotak Solitaire Credit Card

Best forTravel & Shopping
Earns10 Air Miles/₹100 on travel
1st Year / Joining Fee
₹25,000 + taxes
Renewal Fee
Not recorded
Fee waiver
Not recorded
Network
Not recorded

Why this card may suit you

Based on the card's verified terms.

  • Best suited to spending on travel and shopping, where it earns 10 Air Miles/₹100

How you earn

Reward rates at a glance — exactly as recorded for this card.

Travel10 Air Miles/₹100
Shopping3 Air Miles/₹100
All 16 reward categories · 16 of 16 categories verified
CategoryRateCapCondition
RentNo reward——
Details
Status
Verified — no reward
Issuer note
Official Kotak MITC: Rent payments (MCC 6513) attract 1% fee + 18% GST. No reward points accrued.
Education——Standard card reward rate applies
Details
Status
Verified
Issuer note
Standard card reward rate applies; 1% fee on third-party apps (CH02), 0% via direct institution (CH01).
Insurance——Standard card insurance reward rate applies
Details
Status
Verified
Issuer note
Standard card insurance reward rate applies.
Utilities——Standard utility rate applies
Details
Status
Verified
Issuer note
Standard utility rate applies.
FuelNo reward——
Details
Status
Verified — no reward
Issuer note
1% fuel surcharge waiver subject to transaction range and monthly cap. Zero reward points on fuel.
Groceries——Standard retail reward rate for Kotak Solitaire Credit Card on Groceries
Details
Status
Verified
Issuer note
Standard retail reward rate for Kotak Solitaire Credit Card on Groceries.
Dining——Standard retail reward rate for Kotak Solitaire Credit Card on Dining
Details
Status
Verified
Issuer note
Standard retail reward rate for Kotak Solitaire Credit Card on Dining.
Food Delivery——Standard retail reward rate for Kotak Solitaire Credit Card on Food Delivery
Details
Status
Verified
Issuer note
Standard retail reward rate for Kotak Solitaire Credit Card on Food Delivery.
Shopping3 Air Miles/₹100—Standard retail reward rate for Kotak Solitaire Credit Card on Shopping
Details
Status
Verified
Source
SRC-KOTAK-SOLITAIRE
Issuer note
Standard retail reward rate for Kotak Solitaire Credit Card on Shopping.
Travel10 Air Miles/₹1001,00,000 Air Miles per statement10 Air Miles/₹100 on Kotak Unbox flight/hotel (capped 1,00,000 Air Miles/statement)
Details
Status
Verified
Source
SRC-KOTAK-SOLITAIRE
Issuer note
10 Air Miles/₹100 on Kotak Unbox flight/hotel (capped 1,00,000 Air Miles/statement); 3 Air Miles/₹100 other travel.
Government——Standard card reward rate applies
Details
Status
Verified
Issuer note
Standard card reward rate applies.
WalletNo reward——
Details
Status
Verified — no reward
Issuer note
MCC 6540 excluded from rewards; 1% fee on cumulative wallet loads > ₹10,000/statement cycle.
Railways——Standard verified reward rate for Kotak Solitaire Credit Card on Railways
Details
Status
Verified
Issuer note
Standard verified reward rate for Kotak Solitaire Credit Card on Railways.
FASTag——Standard verified reward rate for Kotak Solitaire Credit Card on FASTag
Details
Status
Verified
Issuer note
Standard verified reward rate for Kotak Solitaire Credit Card on FASTag.
Jewellery——Standard verified reward rate for Kotak Solitaire Credit Card on Jewellery
Details
Status
Verified
Issuer note
Standard verified reward rate for Kotak Solitaire Credit Card on Jewellery.
Telecom——Standard verified reward rate for Kotak Solitaire Credit Card on Telecom
Details
Status
Verified
Issuer note
Standard verified reward rate for Kotak Solitaire Credit Card on Telecom.

“—” means not established. “Research pending” is not zero: it means DhanChakshu has not finished verifying that category, so it is not counted.

Cost & caps

What it costs to hold, and where rewards stop.

1st Year / Joining Fee
₹25,000 + taxes
Renewal Fee
Not recorded
Fee waiver
Not recorded
Reward caps
  • Travel — 1,00,000 Air Miles / statement (per category — Travel)

Key benefits

Rewards
10 Air Miles/₹100 on travel

Important to know

Limits and exclusions that change what you earn.

  • Travel rewards are capped at 1,00,000 Air Miles / statement (per category — Travel)
  • No reward on: Rent, Fuel, Wallet

Who should consider this card

✓ Good fit if
  • Your spending is concentrated in travel, shopping
△ Less useful if
  • Much of your spending is in rent, fuel, wallet, which earn nothing
  • You do not want to pay an annual fee
Compare with another card →Read card guides →

Full details

Everything else, expanded on demand.

Caps & exclusions · 1 caps · 3 no-reward categories
Caps
  • Travel — 1,00,000 Air Miles / statement (per category — Travel)
Categories with no reward or not eligible
  • Rent — No reward.
  • Fuel — No reward.
  • Wallet — No reward.
Milestones · none recorded

No milestone benefit is recorded for this card.

Eligibility

Subject to Kotak's underwriting and eligibility criteria. See the issuer's terms for current requirements.

Specifications
  • Payment network: Not recorded
  • Airport lounge: Not recorded by DhanChakshu — check the issuer terms
  • Fuel surcharge waiver: Not recorded by DhanChakshu — check the issuer terms
  • Foreign-currency markup: Not recorded by DhanChakshu — check the issuer terms
What DhanChakshu couldn't fully verify · 4 areas

4 areas need further verification. None of these are counted as zero.

  • • Lounge benefit — not recorded; check the issuer terms
  • • Fuel surcharge waiver — not recorded; check the issuer terms
  • • Foreign-currency markup — not recorded; check the issuer terms
  • • Payment network — not recorded

Sources & verification

Verification & sources · last checked 2026-09-23

Verification coverage: All 16 categories verified

Card record last checked: 2026-09-23

Documents used
Kotak Solitaire Credit Card terms; 10 Air Miles/₹100 Kotak Unbox travel, 3 Air Miles other, ₹0.50 voucher valuation · SRC-KOTAK-SOLITAIRE
Official Most Important Terms & Conditions (MITC); fee framework, rent 1%, education 1% CH02, wallet 1% >10k · SRC-KOTAK-MITC
Kotak Solitaire Credit Card₹25,000 1st year