Millennia vs Regalia Gold
A factual side-by-side comparison of fees, rewards, and major benefits to help you choose the right credit card.
| Feature | Millennia | Regalia Gold |
|---|---|---|
| Issuer | HDFC | HDFC |
| Annual Fee | ₹1,000 | ₹2,500 |
| Fee Waiver | Waived on spend of ₹1,00,000 | Waived on spend of ₹4,00,000 |
| Reward Structure | • 5% selected merchants• 1% other eligible | • 4 RP/₹150 |
DhanChakshu Comparison Summary
Both the Millennia and Regalia Gold offer distinct advantages based on your spending profile.
- Millennia has an annual fee of ₹1,000.
- Regalia Gold has an annual fee of ₹2,500.
Note: We do not declare a universal "best" card. The right choice depends entirely on where you spend the most. Use the Analyzer to compute exact personalized value.